Destination Wedding question about sending $$$ internationally

posted 4 months ago in Destination Weddings
Post # 2
Member
2483 posts
Buzzing bee
  • Wedding: June 2017

This would make me nervous- why won’t she accept a credit card? Unless Inknee for sure his was a real person (aka I have met them or a close relative or friend has met them), I would be hesitant to do any form of a money transfer.

I’m not well verse in Pay Pal, but would that be a viable and safe option?

Post # 3
Member
325 posts
Helper bee
  • Wedding: October 2017

I use Transferwise to transfer money between our bank accounts in the US and Europe. We live in Europe and have to pay our vendors via wire transfer all the time.

Post # 4
Member
6906 posts
Busy Beekeeper
  • Wedding: October 2014

I wouldn’t hire a wedding vendor that did not take credit cards. Credit card is how you as a consumer protect yourself agains<u>t</u> that vendor going out of business or failing to show up. If they don’t deliver the service you’ve paid for, fill in a simple credit card dispute form and you’ll get your money back. If you pay with bank transfer, you have to take them to court.

Post # 6
Member
1275 posts
Bumble bee

I got married in the UK and all our vendors wanted bank transfer and none accepted credit card payments so I just wanted to confirm that this is normal in the UK as far as I experienced. If you are certain that she is a legitimate wedding planner with a good business history then I wouldnt let this put you off. As far as paying, is it possible for you to open an international account? When we moved abroad for the first time we opened an international bank account so there were no exchange rates or fees. Many local banks do them but our best success was with Advancial. 

Post # 7
Member
1210 posts
Bumble bee

It is normal if you’re paying a large(ish) sum to be asked to pay via bank wire transfer. This actually protects you both ways since the transaction (in the majority of countries I’ve been in) is easier to claim on both ends if something goes wrong.

How I’ve been told is that when you wire transfer, details are always provided plus the reason for transfer. If you state that you are paying for wedding services and your planner doesn’t deliver, you can make a claim to get your money back with clear written proof. This also protects the vendor against credit card fraud. For example if the credit card was stolen, the vendor would get the money up until they found out the card was stolen and would reverse those charges, leaving the vendor with nothing after providing services.

Post # 8
Member
1253 posts
Bumble bee
  • Wedding: September 2018

Would she be able to use paypal? I would use paypal or credit card, if she can’t accept either, I would be heistant. 

Post # 9
Member
77 posts
Worker bee

 

princesslauren :  I’ve successfully used Transferwise too! I might have a coupon for a free transfer lying around somewhere in my email archive if you decide to give it a shot.

Post # 10
Member
141 posts
Blushing bee

If she’ll accept PayPal, you can use your credit card on there so you can still get your points.

Post # 11
Member
325 posts
Helper bee
  • Wedding: October 2017

In Europe the vendors all do business with bank transfers, that’s just how it works. They don’t do PayPal or credit card. As long as you have signed contracts before you transfer money, you should be fine.

Post # 14
Member
9 posts
Newbee
  • Wedding: August 2017

Hi! not sure if you’ve already found your answer, but check with your bank! We are getting married in Italy and we had to pay the city hall via wire transfer, my bank CIBC has free global transfers to a number of countries (including Italy) for free. I was happy to avoid a 3rd party

Post # 15
Member
11 posts
Newbee

We used HIFX and they were really Good! Excellent exchange rate and it got transferred within 2 days. It’s really easy to use their website as well. 

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