Post # 1
So we have started fertility treatments, but just got some terrible news. My husband’s company has changed insurance companies and the new one does not cover ANY treatments or medications. I am just crying and don’t know what to do. The nurse called in a few doses of clomid and one injection for us before the current insurance ends. But we won’t be covered for any of the monitoring, which she said was 2-3 times per month at a couple hundred dollars each.
If we need to consider IVF, then we are talking $10,000. The insurance we had covered pretty much everything with pretty low co-pays. It was great. Now only the initial fertility tests are covered…and I’ve had all those!
Some people keep asking us if we are “100% positive” that we “need” fertility treatment. It is getting so aggrivating. I mean, how can I politely explain that today is day 47 of this cycle, and my last blood test (yesterday) showed that ovulation isn’t even on the horizon? Oh yea, I might be perfectly normal! UGH.
Now I have to take provera to get this period started in order to squeeze in as many procedures as possible before October 1st. Unfortunately, we have a romantic anniversary planned at an inn in New Husband next weekend, with a jacuzzi tub and all that. And I will be experiencing a chemically induced period. Wonderful.
Add all this to the fact that my car just shit the bed and we need to go look for a new one this weekend. So money is tight already.
I am just so upset. Thanks for reading.
Post # 3
I’m not sure what to say besides I’m sorry all of this is happening to you. I’m sending hugs and good thoughts your way!
Post # 4
I’m so sorry you’re going through this. I hope that with the treatments squeezed in before Oct 1, you won’t need much more after that. Good luck!
Post # 5
Oh my gosh, I’m so sorry you have to go through this right now. I don’t have any advice on the money aspect because the two friends I have that went through this had insurance that fully covered it, but I will send you lots of *hugs* and good thoughts your way. Good luck!
Post # 6
I’m so sorry! Is there a way you could get on a private insurance plan for a while that would cover your fertility treatments? It would probably be really expensive, but hopefully you wouldn’t need it for too long.
Post # 7
I’m so sorry! I hope things work out well for you (and soon!) I’m afraid I don’t have any advice for you but there are definitely some hugs headed your way!
Post # 8
I’m so sorry. I hope you can figure something out.
Post # 9
Have you checked out the boards on tcoyf.com? I linger over there occasionally, and they are really sweet ladies. LOADS of good info, too.
I don’t really have any advice, but I’m thinking of you and sending positive thoughts your way! 🙂
Post # 10
Oh no…I have no good advice to offer, but I am sending good thoughts and hugs your way! I hope everything works out 🙂
Post # 11
I’m so sorry! I have also been through all of these treatments, but I was fortunate that they were covered at the time. It is not fun, even when you have the isnurance coverage.
Hugs to you!!!
Post # 12
I’m so sorry to hear this news. It must be overwhelming. My thoughts are with you.
Hugs to you!
Post # 13
I’m so sorry that you’re going through all this right now! I wish there was something I could do. Would you be able to write off the cost of the IVF on your taxes?
And this is totally off the topic, but what inn are you going to? I know you’ll have your period, but hopefully it’ll still be romantic, loving and relaxing. It sounds like it’s an unfortunately well-deserved break. 🙁
Post # 14
Thank you so much everyone. We might look into private insurance. My husband has assured me that this is not the end. We WILL have babies no matter what it takes. Thank you all so much for the support.
Post # 15
I’m sorry to hear this. Just know there are options out there! You have my thoughts!
Post # 16
Sorry to hear this…treatments aren’t covered in my state and i’ve seen the cost pamphlets…not pretty, to say the least. I had a coworker actually consider the cost of moving to Illinois just to get the coverage!
Are you a candidate for mini IVF or some of the more novel treatments that aren’t as invasive (and therefore as expensive?) Mini IVF is a lot cheaper, at least at the clinic I was seeing. Look into it, if you haven’t!!! Good luck babe