Post # 1
Ugh, so recently the prices of my car insurance went up with the company I was with and I wasn’t happy with them already, so after I paid for my last 6 months, Darling Husband and I decided he would get me on his. Well, I reminded him often and he told me he was taking care of it, and when I reminded him a few weeks ago he said he was on it… well, I am in a cleaning mood tonight and I decided that I was going to run to the store and buy some stuff to make Darling Husband a really yummy breakfast (read: bacon) as well as some more shelf liner. Well, I go to get in my car and realize “Oh yeah, it’s December, I need my new insurance card.” So I go to get the insurance card out of the mail, and he is the only one on there. There is no mention of me, whatsoever. I can’t find anything at all in any of our mail.
Anyway, I decided that in the morning I would ask Darling Husband where my card was, as he is typically very reliable when he says he’ll do something, and he had 6 MONTHS. Well, he heard me shuffling around and came out to see if everything was okay, so I asked him where my card was… and low and behold he says “Oh right, I need to do that. When does it need to be done by again?” Oh goodness ladies, I’m glad I didn’t blow up on him because I wanted to so badly. I gently reminded him that it was due the first of December, and he was like okay, that’s this week right? Ugh! I told him it was Sunday and he didn’t seem to think it was a big deal, that he’ll get me on his car insurance first thing in the morning… but it IS a big deal to me. Not because I am without insurance and now stuck at home until he gets it done, and until it goes through (not sure how long the process takes) but because when I asked him about it, he assured me it was being handled. I just am kind of disappointed with him. He’s usually on the ball, and this just upset me. Don’t get me wrong, he’s not a bad guy, and I know he is busy with his work, but he has a LOT of free time around the house (I do pretty much all the cooking and cleaning since I work from home) but he couldn’t find time to get me added to his insurance? Ugh. Just needed to vent. Sorry ladies.
Post # 3
I’m sorry! That sounds incredibly irritating. Props to you for being kind and patient!!
One piece of good news: when I added Fiance to my insurance, they put him on instantly, right when I made the payment over the phone/online (however I did it, lol). I didn’t have the card yet, but he was officially on there right away. So hopefully you won’t be stuck carless long at all!
Post # 4
@howsweetitis: Oh that is wonderful news! I never actually applied for my own car insurance, so I wasn’t sure the process. When I turned 18 my parents just moved me to my own account and I took over the payments.
Hopefully I can print out some sort of receipt that will work as temporary proof until the card gets in, so I can get done what I need to tomorrow. Tuesdays are when our local famer market sets up, and I always enjoy getting fresh fruits and veggies and eggs there.
Post # 5
@LynnSnow: I’ve always done everything online and had a temporary card to print out instantly.
Post # 6
@taraelisabeth: Great to know! Thanks! Puts my mind at ease.
Post # 7
UPDATE: After spending just a few minutes on the phone with the insurance company, I was easily added to DH’s insurance policy, and within 30 seconds of hanging up the the phone I had printed my insurance card.
It was super easy, and it makes me want to pick on Darling Husband now for not getting it taken care of earlier. I actually called up the folks and asked how I would go about getting on his insurance, and since our accounts were connected, I was able to get on his simply by having him give them a call, saying he approved adding me, and the rest I did myself. Had I known it was that easy I would have just done it myself. Here I was thinking he would have to show proof that we were married, that they would have to check my driving records, ask a million questions, and that it would take a bit to handle. Nope! Gave ’em the standard info and ta-da! I am insured again. Told Darling Husband that he was treating me to a cup of Starbucks when I go out to do my errands for the day (Starbucks + Farmer’s Market = heaven) to compensate for my time. =P
Anyway, I am really glad I could vent here, and that you ladies were able to give me peace of mind. Thanks!
Post # 8
@LynnSnow: Yes he can put you on fairly quickly and instantly. They can even fax temporary papers if needed.
Good for you for not blowing up on him. I don’t tend to blow up either.
After he gets you on the insurance and you have the card, I’d gently tell him how much restraint you had to use to not blow up on him, but thanks for getting it done eventually.
Post # 9
@sienna76: When I was younger I was more prone to getting upset and blowing up over little things, so I’ve made a conscious effort in my adult years to try and keep a level head and think through the situation and my actions, and 99.9% of the time, things that could have made me blow up (that would have when I was a teen) are resolved fairly easily, and I’m still in one peice! Most things work out, so even though I might feel upset with him (as clearly I was last night), I was able to prevent this situation from turning into something it need not be.
Now, if this had been something he did often (forget to do things he said he would), I’d probably have less patience with him. Luckily everything is taken care of now, and I’ve a printed out card (which I can reprint from my email anytime I’d like) while I wait for them to send me my real one.
As for letting him know about how I felt, I’ve gently told him an edited version of my vent from last night, and he understands that he dropped the ball and is sorry for that. I also told him he treated me to Starbucks today while I was out and about, and he picked me up a box of Andes Chocolate Mints on his way home (score!).
On a POSITIVE note though, we are paying LESS for the two of us (but almost identical coverage) than it was going to cost me to stay on my own insurance with my old company. Saved a lot for having multi-car and home owners insurance with them. While I was at it, I submitted an itemized list of some new equipment we got for the house (gym stuff) to be added to the homeowner’s policy.