(Closed) Diamond vs moissanite value over time

posted 5 months ago in Rings
Post # 2
Member
762 posts
Busy bee

downonmulberry :  Investment grade diamonds are more likely to hold their value, but very few people can afford them. With respect to commercial grade diamonds and moissanite, you’ll want to consider length of use and whether you want the ring to continue as a heirloom. Both new diamonds and moissanite have terrible resale value and depreciate considerably. If you decide to go for moissanite, I would discourage branded moissanite as moissanites often sell for around $100 for a 1-carat equivalent on ebay. If you want something that will keep its value or appreciate, you’re better off looking at estate sales or preowned diamonds. (We went this route; I’m fairly certain mine would sell for around 150-200% of the purchase price.)

Post # 3
Member
2594 posts
Sugar bee

They both have terrible resale.  

I know for diamonds, most jewelers offer an upgrade policy.  I can take my stone back at any time and he will give me the full value towards an upgrade.  I don’t know if jewelers will do that for moissannite.

So I guess that would be something to check into.

Post # 4
Member
146 posts
Blushing bee
  • Wedding: January 2020

From what I have heard I don’t think a either hold their value very well when it comes to resale. I recommend you get whichever you like the most, compare them side by side and pick whichever you think is prettiest 🙂 

Post # 6
Member
762 posts
Busy bee

downonmulberry :  What size are you looking at? Are you set on a colorless stone? Also, diamonds and moissanite can chip. Moissanites also sometimes develop stains.

Post # 8
Member
6393 posts
Bee Keeper

Both are terrible investments lol. 

In general, anything sythetic will not retain its value as well. Why? Because as technology and science evolves, we are able to produce the same item quicker, cheaper, more efficiently, and probably better. Think about how expensive a flat screen tv used to be. Now you find them in garage sales going for cheap. Lightbox is already lowering the cost of lab diamonds. Moissanite prices are getting more affordable now that the patent is up.

Since you aren’t looking at natural/mined diamonds, it’s basically an even playing field. 

The best (only?) deal in stones is used/preloved. You could definitely get a name brand moissanite or lab diamond for cheaper that way. Check out loopetroop and diamondbistro, both are popular with jewellery sellers. 

Post # 10
Member
1479 posts
Bumble bee
  • Wedding: November 2019 - City, State

I have a lab diamond and it will have likely the same depreciation problem as mined diamonds and simulants and everything else.  Diamonds aren’t an investment as there is virtually zero guarantee you will ever get you money’s worth back (unless it’s a legit investment diamond which a PP mentioned is unattainable for most people).

Post # 11
Member
260 posts
Helper bee

You can also think of an “investment” in a non-monetary/not straight transactional way as well.  You are being advised to consider pre-loved diamonds for a reason, the way that many bees also proudly wear heirloom/family diamonds 100+ years old.  I will never sell my engagement ring, but I value the fact I have a beautiful diamond to pass on to a grandchild, or even beyond, that will stand the test of time.  Moissy has been around for a very short period of time.  We do not know how it will hold up 50, 100 years from now.  And as pp stated above, with any manmade simulant, technology is getting better, prices are going down, therefore the moissy of today will most likely not be as “advnaced” as the moissy in 5, 10, 20 years from now.  Yes, a diamond will lose straight monetary value the second you walk out of the jeweler after purchase, however it will maintain greater value in 20 years vs a 20 year old sim.  

Post # 13
Member
146 posts
Blushing bee
  • Wedding: January 2020

I have a lab grown diamond from brilliant earth. If you don’t mind lab grown vs mined diamond  that can be a good compromise for both of you. If you check somewhere else Make sure your diamond comes with a certificate so you know the quality: lightening box diamonds are a gamble because they aren’t certified. littlebirdbee :   downonmulberry :  

Post # 14
Member
377 posts
Helper bee

Unless you’re getting a flawless diamond, it won’t hold its value. Neither will moissanite. I thought the same as you that they don’t look different enough from eachother to justify the price difference. Spending $1500 for a forever ring was better in my mind that spending $15,000 for a similar ring, especially since both would depreciate the second I put it on my finger. But, some people need a diamond and that’s totally fine. If you want a diamond then get one. If you don’t care and you wanna save some money, get the moissy. I know some people don’t agree with this but to me, they look so similar and veryyyyyyy few people can tell the difference especially with newer cuts of moissanite 

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