Post # 91
Nope! Weddings and rings are never an excuse to spend outside of your means. In fact, for many couples it is one of the first major financial decisions they will make together, and most couples are choosing to spend what they know they can’t afford. That is beyond irresponsible and starts your financial future (and marriage) on a bad track, in my opinion.
We set a budget for my engagement ring and his wedding band and we went over it by about $1500. However, I still don’t think we were irresponsible in splurging for our forever rings because (1) we cut cost by over that amount in other areas of the wedding / honeymoon to offset and (2) we are paying for our rings, wedding and honeymoon 100% cash, 100% debt free.
Plus, my back was really against the wall because Fiance doesn’t believe in ring upgrades, so I had to get my “upgrade” up front! 💍 Lolololol. xoxo
Post # 92
We paid a very large chunk of money for my ring (I also contributed money to boost the budget, and get what we really wanted). But it was within our financial means, so I wouldn’t consider it irresponsible. Our house and cars are paid off, and we’ve got savings set aside for emergencies, retirement, and other financial goals. So while it was a huge splurge for us, it’s not like we were putting a discretionary/luxury purchase above any other important financial goals.
Post # 93
I wouldn’t say we splurged, but he didn’t have a budget in mind. That being said- we are both in our careers and are living just fine. I think it’s okay to get exactly what you want. So long as you aren’t sacrificing your personal needs in life.
His focus was more so on finding the ring I will love wearing forever. I entertained the idea of moissanite but ultimately we went with a lab made diamond.
The ring was just bought so idk how I’ll feel in a few years. But for right now, we don’t regret the decision one bit.
Post # 94
Irresponsible to most _ ABSOLUTELY!!!!! Affordable and within “our” budget -Definitely!!!
We spent alot and no regrets 🙂
Post # 95
- Wedding: May 2016 - St. John\'s Lutheran Church
No, because that is what an actual child would do.