(Closed) Did you insure your Engagement Ring?

posted 7 years ago in Rings
Post # 16
Member
11 posts
Newbee

Can any UK posters recommend separate single item insurance? ie not included in a household content insurance policy.

Need to look at getting my gf’s ring insured in advance of proposing and the quotes i seem to get a relatively a lot higher compared to many of the US quotes i’ve seen people talking about on these boards.

Ring appraised at £5,700 ($c.8,800) and insurance premium is coming in at c.£135 ($210). Does this seem excessive?

Additionally, the quote terms include “like for like” replacement. Any idea what that equates to? Would they likely settle for cash to the appraisal value and give you freedom to replace as you wish?

Post # 17
Member
1186 posts
Bumble bee
  • Wedding: A very pretty church.

Nope. Not valuable enough to justify insuring at the moment. Maybe when there’s a bit more jewellery I’ll get a policy for all of it 

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