(Closed) Did you insure your moissanite?

posted 6 years ago in Rings
Post # 3
963 posts
Busy bee
  • Wedding: August 2011

I have moissanite and I didn’t insure it. To me, it just isn’t worth enough to buy insurance for it. Also, I didn’t know how the appraisal process would go, since it’s not a natural gem.

Post # 4
81 posts
Worker bee
  • Wedding: June 2014

I got my ring just over a week ago and SO got it appraised and we are getting insured. We are doing it because I misplace jsut about everything and i’m extremley clumsy so we would like to be on the safe side!

Post # 5
82 posts
Worker bee
  • Wedding: September 2013

I have a moissy and I insured it.  It was really cheap and much more affordable than I thought it was going to be.  I added it to my renters insurance and it ended up being an extra 14 dollars a year.  I think it’s worth it for the piece of mind.

Post # 6
2065 posts
Buzzing bee
  • Wedding: December 2011

Yep, we just added it to our homeowners policy. I think it ended up costing like $20/year or something ridiculous like that. We just had to present the paperwork for the ring.

Post # 7
3148 posts
Sugar bee
  • Wedding: February 2010

I think it’s worth insuring.  think about it this way — moissanite rings cost around the same as cameras, laptops, and smart phones, and people insure those things all the time. 

my moissanite wedding band was only $450, and yes, it’s insured. but it was convenient– I think all we had to do was add it to our list of property insurance, so maybe it didn’t cost us any more to do so. my SO takes care of that so I’m not sure.  I don’t think I would have gone out of my way to get “ring insurance” just for that ring only. 


Post # 8
3400 posts
Sugar bee
  • Wedding: July 2013

My moissanite e-ring is quite large and custom so I do think I’ll have it insured as it’s worth a considerable amount (I’d be screwed if something happened!). Has anybody added insurance through their renters insurance with progressive?

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