(Closed) Did you pay for everything up front?

posted 7 years ago in Money
Post # 3
Member
1235 posts
Bumble bee
  • Wedding: July 2012

@sherryberry: Most vendors require a deposit up front…we are paying the deposit portion and paying off the balance at the time its due 

Post # 4
Member
4824 posts
Honey bee

We paid all bills when they were due, some were not due till the day of or even after. Some were due months ahead. It will depend on your contracts.  And yes we did not go into debt. We did use our CC’s when possible to earn the points, but paid the CC bill when it came due.

 

Post # 5
Member
1002 posts
Bumble bee
  • Wedding: August 2012

It is definitely possible to not go into debt! When we got engaged, we figured out how much we could afford to put away each month, how much we would be getting back from income tax returns (we get quite a bit because we have tuition credits to go against our taxes), where we can cut back on unnecessary costs, ect., and came up with a budget that we can afford. We both agree that it would be silly to go into debt for the wedding, especially since we want to start saving for a house.

Post # 6
Member
3618 posts
Sugar bee
  • Wedding: November 2011

It is possible to not go into debt. Like FutureMrsTimmins said we figured out how much we could afford to save every month and went with that for our budget. An added incentive for you to pay with cash is most vendors are willing to give you a discount if you pay with cash 🙂

Post # 7
Member
1340 posts
Bumble bee
  • Wedding: November 2012

Our venue is taking care of everything (ceremony, photography, reception, cake, food, etc) and required full payment when we booked our date. The only thing that’s not covered is clothing, favors and the actual cost of the photos. 

Post # 8
Member
7296 posts
Busy Beekeeper

no, i did not pay everything up front. i always had to pay by credit card and then slowly pay it off. it worked fine with deposits and they were all paid by the wedding, but in the month of April alot of big chunks went on my credit card and we are still paying it off.  It is hard to say what is what.  we also had an expensive road trip home after my internship and moved into a new place and had to buy some stuff.  and i don’t currently have a job and Fiance just started a new one.  For a month neither of us made money.  so i don’t see our debt as only from the wedding, but definitely a chunk of it is.  realistically, i would say about half our wedding is paid off.  the rest will be paid off in the next year or so i hope.

Post # 9
Member
893 posts
Busy bee
  • Wedding: May 2013

I don’t think we’ll be paying for everything upfront.  I’m sure there will be deposits but I’ve never heard of paying for everything upfront.  A friend of mine told me that she doesn’t want the vendors to run away with their money.  All the vendors that I’ve checked out don’t require upfront payment either, but they do require to pay the balance due a one or two before the wedding.

I also think that it’s possible to not go into debt after the wedding.  We are working hard to make it happen so we shall see.  I’m trying to be practical of what’s important for our wedding and what we can live without.  For instance, I asked myself recently if I need to shelf out $$ for toasting flutes and cake cutters, or use what my parents already have.  Little things like that adds up.

Good luck!

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