Post # 1
My boyfriend and i both very much want to get married and start having kids but we are not in a financial place to even start planning a wedding or even getting the ring for that matter. We are fine getting engaged and then married in a couple years when we are both working full time jobs and can afford it all but in the mean time what do I do?? We want to get engaged now to start the process (more me than him!! serrrrious ring fever!). All of my close friends are either engaged or are already married, even the ones I never expected to even have a serious man by now! my boyfriend and I share all financials and pay all bills together so I know he doesn’t have savings for a ring. I have decided to not go with a diamond (I never really wanted one anyways) I have found a sapphire I have fallen deeeeeply in love with and that is the only part I am 100% sure I want. It is 600$ and that is what I think i am comfortable for the whole ring. I don’t wear much jewelry and dont want something to expensive. I have also found a setting I adore but is 1500$!!! Which I know we won’t be able to afford any time soon. We also have a little debt we want to take care of too, which we coud easily do by refinancing our cars which have plenty of the value to do but we cant because our credit isn’t established enough.
Does anyone have any suggestions to either help me pass the time and distract me from getting on here daily and other ring places to look or try to find a ring I love!? or Any opinions on finically ways to get us on the road to starting our lives sooner?!
Post # 3
- Wedding: April 2013 - A court...
If you love the sapphire why not go for it? Then maybe get a setting later on when you have enough for it . Or maybe have a temporary e ring which you can upgrade when your more financially stable.
Post # 4
You might want to post a picture or link of the setting and oyhers may have suggestions on where to get it at a better price. Also a simple solitare setting will usually run 100-300 in gold and 40-80 to set just make sure woofer sets it accepts liability if they screw up.
I know I have been looking at some settings for a right hand ring and habe been looking at the lanbo.4 (he has a bunch of stores like jewelryhoo) and lord of the gems settings they have on eBay / etsy. Much of their stuff is about 10-20% the price of a chain, I know it’s not tiffany or heirloom quality but for the price that’s not what I expect I wouldn’t buy a sapphire center stone from them though. Both sellers are used by alot of people on price scope and they usually know what they are doing when it comes to jewelry. I’m waiting for a custom eBay listing for my order if I’m successful and get something that looks good I’ll try to remember to post about it.
Probably would do a nice solitare if it was me then add to it or upgrade when the funds were there.
Post # 5
Purchase a sterling silver ring as a stand-in until you can save enough to buy what you really want. You can be engaged without a ring and also with a stand-in. No shame in that!
Post # 6
- Wedding: March 2014 - Chicago, IL
@kdrforever: You could get the setting you like made in 10k gold to decrease the price or look for a similar one in sterling silver and have a CZ or moissy put in it while you save up for a diamond and a 14k gold setting 🙂
Post # 7
First, a lot of the big jewelry stores offer free financing programs. My fiance got to make monthly payments interest free over the course of a year on my ring (I have a sapphire too- sooo pretty and even as a kid I always knew I didn’t want a diamond). Not sure if that is a possibility for you guys, but it can certainly make a purchase like that easier
I like the setting suggestion- however you said the setting you liked was around 1500, and that’s not a particularly high price for a setting, so that might be out of reach right now.
Secondly, maybe look into a good silver and fake diamond ring as a place saver. You can get them for 50 and less, and if you wanted you could even have a jewelry store make an exact replica of it out of white gold and diamonds or sapphires.
Post # 8
I understand completely. If DBF and I get engaged soon, then our e-ring budget will be even less than yours; we are students, I don’t have a job, and DBF’s seasonal job is ending soon.
Go for the sapphire, but use a less expensive setting for the time being. I’d look for something in 10k gold if I were you, just in the off-chance that it’d grow on me, but if your heart is set on the more elaborate setting, sterling silver would work.
Post # 9
Here are some pictures of the Sapphire and setting.
Those are all great suggestions, the setting is very different. I wonder if the etsy seller would be willing to make something in a cheaper metal and maybe cz! Love the idea do finding a cheap cheap ring and then getting a replica of it when we can afford it!
Post # 10
Also part of me wants the ring he proposes to me with to be the ring I wear for the rest of my life. Is that really the case for many people? If feel ” upgrading” is what A LOT of women do. Should I just except the fact we can’t afford something I want to be wearing forever? If that is the case should we just use a ring his grandap gaves us a year into dating because he wanted us to get married right away (a ring from a failed engagement in his 60’s) it’s ok. Not my taste in any way. I know if we sold it we would be able to afford my ring but I would rather his grandpa have it back than do that!!