(Closed) Do you and FI have same bank?

posted 8 years ago in Money
Post # 3
Member
3526 posts
Sugar bee
  • Wedding: August 2010

Which bank do you like more? Or do you hate both? It might be the perfect chance to switch to a new bank?
I’ve had HSBC since I was 18 and Fiance had Citizens Bank. They sucked. So we just merged everything into my HSBC. I LOVE HSBC!!

Post # 4
Member
11325 posts
Sugar Beekeeper
  • Wedding: February 2011

We both had National City before meeting so it worked out well for us when we were ready for joint accounts. Now we have PNC though and so far, me no likey. 

Post # 5
Member
3564 posts
Sugar bee
  • Wedding: August 2010

We’re both adding each other onto the other’s checking account. So right now I have chase and he has citibank, but we’ll each eventually have both. We have savings with citibank because they offer a better interest rate and you can do everything online.

Post # 6
Member
1067 posts
Bumble bee
  • Wedding: October 2010

We both have seperate checking account but joint saving with Citibank. They have pretty good interest rates. When things were good with the banks they were awesome.

Post # 7
Member
2856 posts
Sugar bee
  • Wedding: September 2009

I like Gerbera’s suggestion that if they both suck then find a new bank.

The hubs and I have a joint checking and individual checking accts. at TD Bank. We also have a separate checking and savings account at the banks we had before we met that we still use, not often, but we do.

The only part about TD that stunk so far is the merging experience between TD and Commerce Bank. Other than that, we are very happy with our service.

EDIT: I forgot to mention that we have a joint savings with ING Direct.

Post # 8
Member
2058 posts
Buzzing bee
  • Wedding: October 2010

I have BofA as well and FH has Wells Fargo – – we’re going to do everything with Wells Fargo becuase thats also who we have our home loan through.  We both don’t really care for our banks. There aren’t too many Wells Fargos and then BofA pretty much sucks arse… I have my savings with UBS and he has his savings with Schwab – we’re also moving all of our savings to Schwab Wink

Post # 9
Member
294 posts
Helper bee
  • Wedding: October 2010

Fi has BofA and I have Chase. I think I’ll prob switch over to BofA once we’re married. 

Post # 10
Member
325 posts
Helper bee
  • Wedding: May 2010

We both now have a joint checking at 5/3 bank. We used to each have our own accounts at National City and OHH Do I hate them!!! We havnt had really any problems with 5/3 but the dont have a very good reputation so we’ll see…..

Post # 11
Member
2703 posts
Sugar bee
  • Wedding: September 2010

Fiance works at Chase, so even before we had our joint I had my individual acct there… just for convenience sake… and now we have all of our accts there…

Post # 12
Member
7405 posts
Busy Beekeeper
  • Wedding: October 2010

No- his is wachovia and mine is BofA

Post # 13
Member
2083 posts
Buzzing bee
  • Wedding: May 2010

Hmm he has about three accounts, one at chase, one at DFCU and one at the MSU credit union where we go to college. I only have one at the MSU one, so I’m not sure if we’re just going to join that account or if we’ll create a joint one somewhere else… I hear good things about Chase though!

Post # 14
Member
7431 posts
Busy Beekeeper
  • Wedding: October 2009

Ready for this – I have accounts at BofA, SECU, and ING direct, he has The Bank of Glen Burnie and we have a joint at Tower Federal.  Crazy I know, but I only have the SECU account to have a credit union with one savings account that I currently do not use.  WE are going to use the Tower account for our bills and we will each keep our separate accounts for our own money.  THe ING is for our joint savings, between us we have almost 10 savings accounts!

Post # 15
Member
5388 posts
Bee Keeper
  • Wedding: December 2010

We both have two bank accounts each. One of them are with the same bank (chase). And he has a credit union account and I have BofA. We are going to merge accounts, but we are debating about sticking with Chase or BofA.

Post # 16
Member
1148 posts
Bumble bee
  • Wedding: January 2011

I have American-West and they aren’t bad. The major downside is that they are only in select areas (as in nowhere near Portland where we were living). Fiance has a bank called IIB (Idaho Independent Bank), but again they only have a few locations, mostly in Idaho and none in my hometown or really anywhere else that I know of besides in his hometown. They have amazing interest rates though and they are super nice. I’ll probably switch over to them eventually.

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