(Closed) Do you judge people with student loan debt?

posted 5 years ago in College
  • poll: Do you judge people who take out student loans?
    Yes and I have loans : (16 votes)
    3 %
    No and I have loans : (335 votes)
    63 %
    Yes and I don't have loans : (26 votes)
    5 %
    No and I don't have loans : (136 votes)
    26 %
    Other : (17 votes)
    3 %
  • Post # 3
    13249 posts
    Honey Beekeeper
    • Wedding: November 1999

    I was fortunate that my parent’s paid for most of undergrad for me, but I went to a very expensive graduate school that I had to pay on my own.  So I took out loans.  I would never judge someone for doing something to improve themselves!

    The fact that people do judge that makes me really sad for them.

    Post # 4
    4415 posts
    Honey bee
    • Wedding: June 2012

    @HonoraryNerd:  I have loan debt, as do my parents for my education. I think I judge people if they have a lot of debt and they chose to study something kind of silly –something that wasn’t likely to lend itself to a career path. I studied Finance, which my parents supported because that degree seemed likely to pay for itself over time (and it has). But if someone graduates with a BA in Philosophy and $100K in debt, I totally judge them. Because they had to know that was a bad investment.


    Post # 5
    3765 posts
    Honey bee
    • Wedding: February 2013

    @HonoraryNerd:  Wow, I’m really glad I missed that thread! I would have ended up extremely offended. My parents couldn’t afford a dime for my education. Some people actually believe that makes them lazy or that they don’t care about their kids?!

    Post # 6
    680 posts
    Busy bee
    • Wedding: October 2014

    I had student loans but I paid them off.  I do NOT judge anyone that does.

    Most people I know had student loans.  I am the youngest of 4 and my parents put aside some money for each of us for college, but thought it was important for us to work our way through school.  Some people would say that I have bad parents for that but they thought we should have a strong work ethic and not just have handouts from them.

    I agree on the scholarship thing.  I got good grades, but not good enough to qualify for anything.

    The way I look at it, there’s always going to be someone that had more something – more money, more luck, whatever.  Sometimes it does suck when I see people that had college and living expenses completely paid for because I busted my butt.  I just don’t let myself think about people like that; I can only control what I can control and I’m proud of where I’m at and how I got here.


    Post # 7
    8422 posts
    Bumble Beekeeper
    • Wedding: March 2014 - A castle

    I have debt, but I chose a field that I will 100% have a career in. I’m also getting higher degrees, and only carry my debt from my undergrad degree. I do not look down on those with debt at all. If anything, it shows that they stepped outside of their financial means and took a risk on the very best investment you can make, an education. Student loans made a life possible for me that I otherwise could not have had.

    Post # 8
    5955 posts
    Bee Keeper
    • Wedding: April 2013

    @HonoraryNerd:  I don’t judge people who have student loan debt in general…but I’ll be honest and say that I do judge people if 1) they let the size of their student loans get out of control in relation to their earning prospects, or 2) they have a well paying job but haven’t taken care of their loans in a timely manner.

    I do think that some students make poor choices and put themselves in a mountain of debt to have the “university experience.”  Instead of attending a good state school and living at home to save on rent/food/etc they choose to live in dorms and pay high out of state tuition.  It annoys the crap out of me that these people seem surprised/hard done by/victims of the world when they end up with enormous debts that they can’t even imagine paying back.

    Post # 9
    1401 posts
    Bumble bee
    • Wedding: February 2014

    it’s the internet.


    I very much doubt half of the bees that spout all their opinions about their perfect lack of credit debt and other financial situations are even telling the truth.

    I feel sorry for the people that judge others based on something like student debt.  Give me a break.

    Post # 10
    2999 posts
    Sugar bee
    • Wedding: May 2013

    @iarebridezilla:  +1. Generally, those are my thoughts. I do not have any debt from loans and Darling Husband has a couple thousand left. We plan to pay for college for any children we may have.

    Post # 11
    8446 posts
    Bumble Beekeeper
    • Wedding: April 2013

    @HonoraryNerd:  I don’t have any student loan debt, but I can understand that other people do.  I happened to be very lucky, a minority, and tested well on my SATs, so I got a scholarship.  Plenty of my friends were much better students, and quite honestly, much more deserving of scholarships; however, due to their racial background, they were deemed ineligible.  Plus, I think paying for your own education makes you appreciate it more.  That being said, the less debt the easier, but you just have to work with what you’ve got.

    Post # 12
    1041 posts
    Bumble bee
    • Wedding: September 2014

    @HonoraryNerd:  no i dont have debt but i feel really bad for people who do.  it’s ridiculous and unfair.  it makes me feel lucky my parents paid for my schooling.

    Post # 13
    1814 posts
    Buzzing bee
    • Wedding: May 2013 - Pavilion overlooking golf course scenery, reception at banquet hall

    I would LOVE to hear the bootstrap reasoning behind judging people who didn’t have tens to hundreds of thousands of dollars lying around in their late teens or early twenties. I took out loans, I don’t judge.

    Post # 14
    4524 posts
    Honey bee
    • Wedding: April 2015

    If I could go back, I’d go to a public school and not graduate with 20k in debt. But I can’t go back, and I did go to a great school. My degree has been most useful in getting me into grad school so far.

    Post # 15
    10588 posts
    Sugar Beekeeper
    • Wedding: January 2011

    I don’t judge people for using student loans.

    As a student, I did get annoyed by people who complained about being poor, spent more money than me on alcohol, spent money on illegal drugs and then got a portion of their loan forgiven.

    Ditto for those who chose to travel just for fun and then got part of their loan forgiven.

    It was like free scholarships for making poor choices.

    Post # 16
    68 posts
    Worker bee
    • Wedding: July 2013

    @HonoraryNerd: I think this is a growing trend – the loans and the jugdgement. This article illustrates the problems with the system in North America:


    If you look at the comments it is nothing but absolute HATE.  The comments are disgusting in my opinion – judging the integrity of a person based on if or why they had to take out loans and why they could not complete their degrees.  There was so much judgement in those comments, I could hardly stand it. 

    I do not think people should be judging others based on whether or not they had to take out loans or if they finished their degrees.  Everyone has a different situation and not everyone has parents or family that can help them pay for their education.  The reality is that in North America, education is pricey and unaffordable for many individuals.  The interest on loans do not make them easy to pay back in the slightest. In Canada this means that many people my age (almost 30) cannot afford to take on a mortgage because they have student loans – so they have to rely on someone else (ie: parents) for help with a downpayment, or rent until they are 40.  We are in a dire situation here, I think. Houses in my area start at $400,000 in not great parts of town (I live in a city that holds the honour of having some of the highest housing prices in the world).  If you factor in a downpayment of atleast around 20% which is what you need to avoid penalties/taxes plus your student loans – you will never make it out of the hole.  

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