(Closed) Do you pay ALL of it?? Rings..

posted 10 years ago in Rings
Post # 17
Hostess
7941 posts
Bumble Beekeeper

In any case it would be better to pay the full amount versus financing as you don’t get hit with any interest charges.

My wedding bands were custom so we paid 50% with the order and the remaining balance my Fiance paid when he picked them up.

Post # 18
Member
162 posts
Blushing bee

I agree with the other bees, if you can pay it up front, don’t finance it. If you go through a smaller local jeweler, they will sometimes cut you a break with tax if you pay cash. Shhh. 

Post # 19
Member
444 posts
Helper bee
  • Wedding: August 2013

I’m pretty sure that my Fiance financed part of my engagement ring. Medical bills and an injury happened and all the money he had set aside for the ring went to that. He didn’t want to finance it at all but was eager to propose. 

As far as our wedding bands go; he will probably be buying mine in cash all at once, and I will be putting his on layaway with no interest. 

 

Post # 20
Member
2933 posts
Sugar bee
  • Wedding: May 2012

Our jeweler offered a year of interest-free payment plans, so we went with that and are just paying it off in 10 months instead of 12.

Post # 21
Member
1583 posts
Bumble bee
  • Wedding: November 2011

we paid for it in full

Post # 22
Member
263 posts
Helper bee
  • Wedding: November 2012

With my ring, my Fiance paid in full (and since I knew the jeweler, he cut him a deal and charged him $500 less) We will also be paying for our wedding bands in full.

Although he has opened up a CC at a big chain store, and that was when he bought me my promise ring, but that was paid off right away.

Post # 23
Member
895 posts
Busy bee
  • Wedding: January 2012

There was no interest, so he put the e-ring on layaway for like, 2 months while he gathered the money. The band, he paid for outright.

Post # 24
Member
123 posts
Blushing bee
  • Wedding: September 2011

We put our bands on layaway at Zales. No interest charges or anything. I think we may have had to pay like 20% down or something.

Post # 26
Member
123 posts
Blushing bee
  • Wedding: September 2011

With layaway, you put down a deposit (determined by the store- I think we put down like $50) and the store holds the merchandise while you make payments on it. When you get it paid off, you get to take it home. We didn’t have to pay any fees or finance charges when we did it for our bands but some places like Walmart nd Kmart charge a fee.

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