Post # 17
In any case it would be better to pay the full amount versus financing as you don’t get hit with any interest charges.
My wedding bands were custom so we paid 50% with the order and the remaining balance my Fiance paid when he picked them up.
Post # 18
I agree with the other bees, if you can pay it up front, don’t finance it. If you go through a smaller local jeweler, they will sometimes cut you a break with tax if you pay cash. Shhh.
Post # 19
I’m pretty sure that my Fiance financed part of my engagement ring. Medical bills and an injury happened and all the money he had set aside for the ring went to that. He didn’t want to finance it at all but was eager to propose.
As far as our wedding bands go; he will probably be buying mine in cash all at once, and I will be putting his on layaway with no interest.
Post # 20
Our jeweler offered a year of interest-free payment plans, so we went with that and are just paying it off in 10 months instead of 12.
Post # 22
With my ring, my Fiance paid in full (and since I knew the jeweler, he cut him a deal and charged him $500 less) We will also be paying for our wedding bands in full.
Although he has opened up a CC at a big chain store, and that was when he bought me my promise ring, but that was paid off right away.
Post # 23
There was no interest, so he put the e-ring on layaway for like, 2 months while he gathered the money. The band, he paid for outright.
Post # 24
We put our bands on layaway at Zales. No interest charges or anything. I think we may have had to pay like 20% down or something.
Post # 25
@TiffanyBlue91011: sorry, but what is layaway? and do you have to put down any $?
Post # 26
With layaway, you put down a deposit (determined by the store- I think we put down like $50) and the store holds the merchandise while you make payments on it. When you get it paid off, you get to take it home. We didn’t have to pay any fees or finance charges when we did it for our bands but some places like Walmart nd Kmart charge a fee.