(Closed) Do you pay half?

posted 7 years ago in Money
  • poll: How do you deal with bills?
    We each pay half of all of our bills : (8 votes)
    8 %
    We each pay half of our bills we have together and pay our own personal bills seperatly : (43 votes)
    41 %
    He pays for most : (23 votes)
    22 %
    I pay for most : (6 votes)
    6 %
    Other: please explain below : (25 votes)
    24 %
  • Post # 3
    Member
    4038 posts
    Honey bee
    • Wedding: October 2010

    Everything comes out of our joint accounts. 

    Post # 4
    Hostess
    18643 posts
    Honey Beekeeper
    • Wedding: June 2009

    All of our money goes in our joint accounts.  Before I was making more and now my husband makes more.

    I think that splitting the bills in half could be rough if both people don’t make the same amount.  I think the percentage method is better.

    Ex. You make 1,000 a month and he makes 2,000 a month.  Your bills are 1,000 a month.  Since you make 1/3 of the family income (1,000/3,000) you pay 1/3 of the bills (333) and he pays 2/3 (667).  Yes, that means he pays more but he still has the same proportion of his income left after household bills as you do instead of you having only half of your income after bills (500) and him having 75% of his income remaining (1,500).

    Post # 5
    Member
    1325 posts
    Bumble bee

    I’m an unemployed student so all of my income is from school. My boyfriend is also a student, but he has a steady job, lots of opportunities for freelance work and has job offerings for the summer.

    Ideally we would both like it if it was half and half…but he understand that sometimes if we divide expenses in half, I will be going without. He doesn’t want that, so we just get as close to half as we can, with it leaning a little more towards a 60 -40 split.

    Post # 5
    Member
    5993 posts
    Bee Keeper
    • Wedding: May 2010

    i voted other, we dont have a mortgage/rent but hubby takes care of all the household bills and my salary is the fun stuff (vacations, updating stuff in the house) and we have separate retirement investment portfolios

    Post # 6
    Member
    4150 posts
    Honey bee
    • Wedding: October 2011

    He pays the mortgage (about $1400 a month) and I pay for the utilities, about 3-500 a month depending on the season.  He pays for most of the groceries, and we each pay our own cell phone bills.  He also pays for all our vacations and most of our eating out.

    Post # 7
    Member
    2450 posts
    Buzzing bee
    • Wedding: October 2012

    When it comes to debts that we accrued before we got together, we each pay our own (student loan, car loan, credit card).

    For our together bills (rent, utilities, phone, internet) we split them but it’s more of a 60/40 split in which I pay most because I make more.

    Expenses that are not bills… I pay. I do the groceries, gas, etc. He sometimes pays for small things like paper towels, dish soap, etc.

    I’m also the one saving most of the money for our wedding. About 90% comes from me. Him having to pay child support really does kill any chances of him paying for anything.

    Post # 8
    Member
    2496 posts
    Buzzing bee
    • Wedding: January 1991

    We pay for everything from our joint account since getting married.  Before getting married we only split our cell phone bill. We alternated months because we tried splitting it and it got too complicated.  So, he paid one month, then I paid the next, etc.  We liked that system because neither of us was picky about making sure we each paid the exact same amount… we just paid it when it was our turn.

    He also paid rent/utilities at our future apartment, and I paid for most of our wedding expenses that we were contributed.  I am also using my income to pay back my student loans and we are living solely on DH’s military paycheck.

    Post # 9
    Member
    53 posts
    Worker bee
    • Wedding: April 2011

    I’m guessing you closed your prior post to make this one, so this is my response to your prior question.

    When we first moved in together we decided to sum everything and then each pay half, but we argued too much about it because we each felt like the other one was in advantage. Then we decided to only split the house and divide other bills (I pay electricity and water, he pays for cable, school loans), and we each pay for our personal bills (car, cel phone and credit cards).

    This is what we have been doing for some time now and we are more confortable with it this way. Groceries are still unclear, but we try to split it half everytime. Still, sometimes its hard, whenever things get tough for each. For example, if I’m running out of money I suddenly want him to pay for that meal at McDonalds that I used my debit card for or he wants me to pay for the dogs food because he bought it the last time. See, stupid stuff that can get out of control easily. We try to talk every little detail and this keeps us in peace. It’s what we were lacking at first, when we were arguing a lot about this. Now we don’t really argue about it. I guess it takes some time to figure out what you are comfortable with. Talking, writing numbers down, adding them up, and leaving everything super clear so that each is sure of what they and the other are doing and are confortable with it, is key.

    Post # 11
    Member
    3222 posts
    Sugar bee
    • Wedding: August 2011

    Fiance is unemployed right now, so I pay for mostly everything. He has money in his account, so he pays for his cell phone and car insurance. Otherwise, he doesn’t have any debt or monthly payments.

    I pay for rent, my cell, my debt, cable & internet, electricity, etc. 

    I can’t wait for the wedding to be over so he can look for a permanent job!

    Post # 12
    Member
    1006 posts
    Bumble bee
    • Wedding: May 2012

    We aren’t married yet. We pay our own bills (car, cell phone etc..) and we split household stuff and rent 50/50.

    He makes more than I do but he has more student loans so it evens out.

    When we get married we plan to continue to pay our own bills and then most likely have a join account that we’ll put a percentage of our income in to pay for rent and household stuff.

    It works pretty well for us.

    Post # 13
    Member
    10288 posts
    Sugar Beekeeper
    • Wedding: October 2011

    We have joint finances so all money is our money. Technically though, Fiance pays more than I do since he makes more than twice as much as I make. 

    Post # 14
    Member
    4419 posts
    Honey bee
    • Wedding: December 2010

    It’s all our money and all our bills and all our debt, so it doesn’t matter who pays for what, because everything belongs to both of us. Even though I acquired student loans before we married, they affect our total net worth, so it’s important to both of us that we get them paid off as quickly as possible.  

    But we don’t split anything or say one is responsible for this and the other is responsible for that. To us, that would feel too much like being roommates and less like being a joint family.

    Post # 15
    Member
    5096 posts
    Bee Keeper
    • Wedding: June 2011

    We split rent, groceries, utilities, eating out, vet bills, etc – anything that’s for both of us.  Otherwise, we each pay for ourselves. However, that might change once we combine finances (eek!)

    The topic ‘Do you pay half?’ is closed to new replies.

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