(Closed) Do you REALLY have a budget? Like a serious, for real no fudge budge?

posted 8 years ago in Money
  • poll: Come on, can't you squeeze a few extra pennies out?

    No way! I have a budget and there's no budging!

    For sure! There is a little wiggle room in my math.

    As if! We're so broke we can even afford to make a budget.

    Ew! B-words! I don't have a budget and I'm soooo glad for that! Woot woot!

  • Post # 3
    1049 posts
    Bumble bee
    • Wedding: June 2013

    I was kind of like you – I started with $25K (just a number I pulled out of my head) then realized how expensive everything actually was and went from there. We ended up almost doubling our budget but I was happy with everything and have absolutely no regrets!

    Post # 4
    2247 posts
    Buzzing bee
    • Wedding: February 2014

    I really should figure out -exactly- how much we’ve spent so far, but I’m pretty sure we’re under our target. Our budget was more or less a “we’d really not like to spend much more than this” sort of number. Some things have ended up costing us more than was originally planned and I made sacrifices in other areas to make up for that extra cost, except when it came to guests we can’t believe we forgot to include in our original list. We’ve gone from 85 to 92 which isn’t terrible, but still not something we saw coming because we’re dummies.

    Post # 5
    7111 posts
    Busy Beekeeper
    • Wedding: August 2013

    We had both a “target” budget and a “max” budget. We were lucky and came in significantly under the “max” budget but still a little above the “target” budget (thought we spent less given an unexpected contribution from my husband’s family). Don’t regret a penny of it. Yeah, it was a lot of money, but we only spent what we could afford and it was exactly what we wanted and we have a great memory that we can share with our friends and family.

    Post # 6
    858 posts
    Busy bee
    • Wedding: October 2014

    @LilRhodyGem:  Yeah ours is definitely a moving target.  Originally I thought we could do it all on $5k…and it’s looking more like $2100 for ceremony and planner, and $2500 for reception.  Our “budget” of $5k is really strictly for the actual day of the event.  For example, all the things that doesn’t include are our stay ($700), rings ($600), my dress ($1100), silk flowers ($350), gifts/favors ($?), stocking the beach house with food and drink (probably $500?)…etc.  I don’t want to think about it.

    Post # 7
    653 posts
    Busy bee
    • Wedding: October 2014 - Our Backyard/Steakhouse

    @LilRhodyGem:  We have a ‘target’ of $5k.  If we wanted to, we have the means to throw a giant super expensive wedding but it’s just not our style.  Instead, we are landscaping the backyard and putting in a new ultimate ‘man’ garage.  Those two things alone will be around $40k.

    While it’s a $5k budget (which we will probably end up under $4500), I know I’d be shot dead by Fiance if we went over that – unless it was for something really really good!

    Post # 8
    1166 posts
    Bumble bee
    • Wedding: February 2014

    We don’t have a budget because with only 55 guests it can’t get that out of hand.  I mean – it could but we know we won’t go over 20K so we’re able to just go with the flow.

    I’m thankful – that’s for sure.

    Post # 9
    2284 posts
    Buzzing bee
    • Wedding: September 2015 - Ketchum, ID

    @LilRhodyGem:  We always have a “fun” category, and we always have room to shift around money in a budget. So, if at the end of the month we only spend $175 on groceries instead of $225, but we spent $50 extra at restaurants than we originally budgeted, we just shift our $50 from the grocery category to the restaurant category so everything is balanced. Also, we usually have a few hundred left over after budgeting that gets put into a “next month” category, so we can always pull from that if we need to. 


    Edit: were you talking about a daily life budget, or a wedding budget? Because I definitely answered as if you were talking about a daily life one haha. sorry!

    Post # 10
    3154 posts
    Sugar bee
    • Wedding: April 2013

    We had a rough number in mind to try and stay around…then we discovered Maui is crazy $$! It all worked out though- we were happy and able to splurge for our wedding day and with only 12 guests we could still have deluxe options without totally draining the bank.

    Post # 11
    3997 posts
    Honey bee
    • Wedding: June 2014

    We don’t have a budget, but we do have a general maximum that we want to spend ($15,000). If it was up to my Fiance and I to pay for the wedding, that number would be much much lower aha. Thankfully, my parents have been planning on paying for my wedding since I was born and are paying for almost all of it. Basically we just go by what pricing seems reasonable to us and reasonable to them. So far we’re at $14,000 so I think we’ll end up around our goal since we don’t have much left to buy for our June wedding.

    Post # 12
    3273 posts
    Sugar bee
    • Wedding: April 2015

    Well, we can be a tiny bit flexible, but we will not go into debt or take loans, so there is a limit


    Post # 13
    673 posts
    Busy bee
    • Wedding: July 2014

    @LilRhodyGem:  I had a goal budget, but not a strict one.  So far, after adding up the remaining balances and most of the remaining small purchases we are $3K over so will probably end up around $5k over.  I wanted to come in under $20k and if we go with the accounting that my parents did on my sisters, I’ve definitely made it (thanks DIY!) but my overall goal was for EVERYTHING to be under 20, even what my parents didn’t pay for (dress, wedding bands, hotel, limo, officiant, Wedding Party gifts, etc.)

    ETA: The venue wants to buy some of my decor to add to their rental options but I’m not counting on any sales or refunds.  If they happen, great!  But I still want to know the overall total on the actual wedding day.

    Post # 14
    536 posts
    Busy bee
    • Wedding: May 2014

    I used the budget calculator on The Knot to determine how much I wanted to spend on things, and updated as we got real prices. We made our budget from our estimate, but understood that there would be some changes along the way. The estimate has helped guide us and avoid going way over budget for things, but I think we will unfortunately still go over a little bit. 

    I really tried to budget high with my estimates, so that if we had surprises in one place, maybe we would be under budget somewhere else, and could take from there. For example, I budgeted for chargers, and it turns out that the tables at the venue are too small to fit them, so now we can use the charger money for something else without blowing the budget.

    Post # 15
    2567 posts
    Sugar bee
    • Wedding: April 2013 - Rhode Island

    My wedding budget was more or less a target.  And we did not hit the target!  LOL!  We could have stuck to the original number if we wanted, but we had no idea what a wedding would cost.  It seemed like we had chosen an arbitrary number to start with, so it wasn’t real important to either of us that we stick to it.

    Post # 16
    90 posts
    Worker bee
    • Wedding: November 2014

    My budget was originally 5-6k, but after realizing that this wouldn’t get me the wedding I’ve dreamed of it quickly doubled.  Now I don’t really have a strict “budget”, I just know I want to spend between 10-12k.  

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