(Closed) Do you REALLY have a budget? Like a serious, for real no fudge budge?

posted 7 years ago in Money
  • poll: Come on, can't you squeeze a few extra pennies out?

    No way! I have a budget and there's no budging!

    For sure! There is a little wiggle room in my math.

    As if! We're so broke we can even afford to make a budget.

    Ew! B-words! I don't have a budget and I'm soooo glad for that! Woot woot!

  • Post # 47
    Member
    84 posts
    Worker bee
    • Wedding: October 2014

    I don’t have an exact figure but its on the lower end of the wedding budget spectrum. There are areas where I had an estimate of the cost and spent less, so that gives me wiggle room in other areas. When it comes to the catering and booze i’m being super strict because i quite literally wouldn’t be able to pay for it if it cost more then I set aside for it. Effing catering. I could buy 3 times the food for the money they charge. Oy

    Post # 48
    Member
    1427 posts
    Bumble bee
    • Wedding: June 2010 - parent\'s backyard

    yeah, we kind of arbitrarily pulled our budget out of our asses, and then asked our wedding planner how realistic it was. we went over about $5k. 

    I have to say, if you can afford more, treat yoself.

    I regret my ring budget. I had it in my head that it should cost no more than a certain amount. I have no idea how I came up with the number, and it severely limited my options. I bought a ring that I later regretted and could not return. I went ahead and decided to treat myself and bought a moissanite band, which was found thanks to the help of weddingbee. so for the total of what I spent for both rings together, I could have bought myself something really nice. I still have that first ring and it just sits in a drawer. but oh well, at least I love my current band. 

    Post # 49
    Member
    2543 posts
    Sugar bee
    • Wedding: June 2014

    No, not really. We have a “max” budget that we don’t want to go over, but I think we have plenty of room and I don’t think we’re going to get close to that number! We’ve been engaged for almost two years so we’ve made a lot of purchases along the way and i think that helps a lot (not having to pay for everything at once).

     

    Post # 50
    Member
    558 posts
    Busy bee
    • Wedding: November 2014

    View original reply
    @boogiewoogies:  Not having to pay for everything all at once definitely helps! My parents thought I was crazy for buying things and paying deposits so earlier on but it gave us a few months break in the wedding spending to pad our savings account.

    Post # 51
    Member
    1668 posts
    Bumble bee
    • Wedding: October 2014 - Church

    @LilRhodyGem:  We are on a budget that is slightly flexible. By that I mean that we have our top dollar laid out on the max we would spend but if we do not use that top dollar (which is very much the case so far) then we may or may not use that saved money towards something else in the wedding. My mother totally surprised me and paid for my dress and my sister bought the head piece, so that is money that may or may not be going towards something else (That’s like 1100 I was budgeting). Our suits are under budget. The photography is slightly under budget. However, if we don’t spend it then that’s okay too.

    Post # 52
    Member
    176 posts
    Blushing bee
    • Wedding: September 2014

    We have a spreadsheet made up of everything- even down to the last stamp. If we feel like we have to go over in one area, we cut back in another. Once something is paid for or even partially paid for we mark it in the spreadsheet and that way we know exactly what expenses are left.

    Post # 53
    Member
    183 posts
    Blushing bee

    @LilRhodyGem:  We never set a hard budget, really.  My family has been very generous and is covering the venue, music, my dress, and photographer, which accounts for the biggest chunk of expenditure.  Other than that, we just knew not to spend more than what is within our means.  I have some of my savings set aside for flowers, transportation, and other cash payment extras but refuse to wipe out my savings account.  I would say that the I’m most rigid about the amount I’m willing to pull from my savings to pay for wedding-related things.  I have an amount in mind and will cut where needed to stay within that budget.

    Everything else (decor, gifts, accesories, and other random things) is purchased on a month to month basis on my credit card, which I pay off at the end of the cycle.  If I can’t afford it that month, I don’t buy it.  The end goal is to pull this off without credit card debt or depleting my savings account more than necessary.

    Post # 54
    Member
    131 posts
    Blushing bee

    @LilRhodyGem:  We had a budget, until we booked our venue (which cost a considerable amount beyond our entire budget). Then we realized we weren’t being realistic expecting to do everything we wanted to do in the price range we wanted. So we adjusted our budget accordingly while doing other things to minimize costs. Trimming down the guest list, skip things like having a free bar, etc. My bridesmaids are wearing simple black dresses that they already own (or are relatively inexpensive and can be worn again). I told Fiance that if he got fitted for a really nice suit, it’d pay for itself later on whenever he would be expected to dress formally at other events.

    Post # 55
    Member
    899 posts
    Busy bee

    I had a total budget I was trying to stick to. So when I did my invitations for only $100, my dress for $500 and then won a prize for $1300 for the photography I had extra money to spend elsewhere.

    Post # 56
    Member
    806 posts
    Busy bee
    • Wedding: March 2013

    Strict budget, and in the end I was so glad we stuck to it.  Now that the wedding is over, I can say that I see how easy it would have been to just spend more.  WE bought a house a few months after the wedding, and THAT was the reward for having a tight wedding budget.  Wouldn’t change a thing!

    Post # 57
    Member
    7 posts
    Newbee

    HI Bees! I am new here and I hope that we can “bee” friends! I have a VERY strict budget! I am trying to plan my wedding on $3,000! We are on a BUDGET because we really don’t have the extra cash and need to remodel our backyard this year! Anyways so far I have been doing GREAT! I got a lot of things left to do though..Like get my dress! I hope that I can get a great score at the Goodwill Bridal Expo coming up here VERY soon! I know it probably won’t be my Dream Gown (Which is Maggie Sattero’s Adorea Gown..Can you say Stunning Dress?! AND so is the price tag!) But it will be worth it to get a cheap dress an have it cleaned. My wedding is on July-7-2014 an we are having 60 people..so wish me luck!

    ~*Veronica*~

    Post # 58
    Member
    2084 posts
    Buzzing bee
    • Wedding: July 2014

    We definitely did not start off with a budget. Our parents said they would give us to have our dream wedding. When went to different vendors that’s when we got our reality check of different prices. We started off at $38,000. We are now around the $50,000 mark, this is not including attire, honeymoons, invites, etc. Realizing that we are in NYC and have a guest list of 300 that amount is agreeable.

     

    Post # 59
    Member
    4654 posts
    Honey bee
    • Wedding: August 2013

    @LilRhodyGem:  10k. And we managed to come in a bit under, I believe. 

    Post # 60
    Member
    1309 posts
    Bumble bee
    • Wedding: December 2011

    We were bad and really didn’t set up a specific budget. I knew I wanted to stay s close as possible to 10,000.00, and I just spent money as it came in. Including rings and honeymoon we were under 15,000.00. 

    Post # 61
    Member
    1710 posts
    Bumble bee
    • Wedding: October 2013

    We didn’t set a budget. We tried to keep costs down, but at the same time we knew a wedding costs a lot. We went about things practically and logically and priced out things to get the cheapest that we could. We are also saving for a house, and had that in the back of our minds for the wedding….we had more money to spend but didn’t want to spend it, as we want to get a nicer house, so that helped with keeping costs down too!

    The topic ‘Do you REALLY have a budget? Like a serious, for real no fudge budge?’ is closed to new replies.

    Find Amazing Vendors