(Closed) Do you think that infertility treatment should be covered by insurance?

posted 7 years ago in TTC
  • poll: Do you think that infertility treatment should be covered by insurance?




  • Post # 2
    737 posts
    Busy bee
    • Wedding: July 2013

    I voted yes, but I’d be okay with an in between solution. We have several health plans at work. We’ve opted for one that doesn’t include infertility at the moment so that we don’t have to pay the higher premiums. I do like knowing that there’s an option to upgrade our policy in the future if we did need treatments though.

    Post # 3
    1641 posts
    Bumble bee

    I think it should, but I think there can be an in between solution as well. Health insurance should cover health issues – infertility is a health issue.

    Post # 4
    766 posts
    Busy bee
    • Wedding: June 2015

    I voted yes. I think that all insurance companies should be mandated to offer a policy that covers infertility but just like other insurance, the policy holder has the choice whether or not to opt for that policy. Higher coverage, higher premiums makes sense to me. Insurance is supposed to help with unforseen circumstances. Infertility is just as unforseen as a vroken leg, burglary or fire. 

    • This reply was modified 6 years, 12 months ago by EL2101.
    Post # 5
    7414 posts
    Busy Beekeeper
    • Wedding: May 2014

    View original reply
    pinkshoes:  I’m on the fence. 

    I think that private insurance should offer a policy that covers it.

    In Canada we have public healthcare, I don’t know if I fully support it being covered under provincial healthcare – if it is, I think that there would need to be some very clear rules and guidelines in place.




    Post # 6
    5985 posts
    Bee Keeper

    View original reply
    pinkshoes:  I don’t know.  there are some women are on here who’ve complained that breast reductions aren’t covered by insurance or that breast pumps aren’t.  To me, those are just as important because they affect the well being of a person.  I know that adoption isn’t for many, but it’s not like there’s an alternative for being unable to have children.  I’m not wording this right at all, but what I’m trying to say is there should be more things covered by insurance than just infertility treatments.

    Post # 7
    1842 posts
    Buzzing bee
    • Wedding: October 2013

    I’m not opposed to IF treatment being covered. Our current policy does cover it but thankfully we have not had to go down that route. I think there are a lot more absurd things out there that are covered, so why not IF treatment?

    Post # 8
    179 posts
    Blushing bee
    • Wedding: September 2011

    If Viagra is covered by insurance, why the hell would infertility not be covered?  Boggles my mind.

    Post # 10
    2056 posts
    Buzzing bee
    • Wedding: June 2017

    I’m conflicted.  My current opinion would be to partially cover them, and limit the number of times you can use the insurance (ie up to 2 kids) before paying out of pocket.

    Post # 11
    737 posts
    Busy bee
    • Wedding: February 2015

    No. Our health care system costs too much already. It’s insustainable as it is and it’s just a matter of time until the whole system collapses (in the US). We don’t need to add more unnecessary expenses. Having children is a choice and an expensive one even if you don’t need IF. If someone wants children THAT bad then IF is just one more cost they should be able to afford. Not my job to pay for it

    Post # 12
    467 posts
    Helper bee
    • Wedding: August 2015

    I agree with PP, I think that there should be some optional coverage… but that it should be clear guidelines.

    I also think Dental care should be covered within provincial heath care though, Canadian Bee here, as dental health is heavily impacting on general health. 

    Post # 13
    7086 posts
    Busy Beekeeper
    • Wedding: June 2011

    This is why I believe in an open market place across state boarders for insurance. If you want to buy a policy that covers infertility than you should have to pay an actuated price for a plan that covers it. No, I don’t believe it should be mandated as it is elective. 

    Post # 14
    3631 posts
    Sugar bee
    • Wedding: December 2011

    I think it should be available as a package coverage but I can see why insurance companies won’t cover it. It is hugely expensive,  there is NO guarantee of the outcomes and is 100% elective. Living/dying is not determined by ones ability to have biological children.  Heck,  in the states some insurance won’t cover specific types of antibiotics or chemotherapy as they are too expensive which can be the difference in life/death.  I think that is a way bigger travesty than not paying for IVF. 

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