Post # 1
hi guys! Need some help from anyone who is familiar with this situation or has ANY advice. So as all of you know, I am about 16.5 weeks along. My doctor, whom I LOVE, just dropped the bomb on us that after this month he will no longer accept our health insurance (just dropped my company.) I just got off the phone with my insurance co, and there is no way for them to grandfather me in or anything, so now Im stuck with 2 options. 1-pay out of network costs for him, or 2-find a new doctor. I hit the jackpot with this doctor so Im kind of in a panic over this. My deductibles for Out of Network arent awful, but the annual out of pocket is going to be hard to hit after learning what does and does not get applied toward it. UGH. Any suggestions or advice?
Post # 3
ooh i hate when this happens!
as annoying as it is, i would find a new doctor. medical bills really add up, and since you’re having a baby there are probably better places to spend that money.
Post # 4
I’d find another doctor. It sucks, but i wouldn’t want to pay more. If you can’t find another one you like you could always switch back… at least then you’d know he/she was worth the extra.
Post # 5
I second kitzy. There’s lots of good doctors out there and you’re early enough that you have time to shop around for a good one if you don’t like the first one you visit. And even if you can afford it, it’s still nice to be able to save that money.
Post # 6
find a new doctor- you are going to need that money for the baby…. sorry.
Post # 7
Maybe your doctor would be able to recommend someone who he or she likes in the area. They typically network with each other so you might luck into another physician who is just as good and not as much $$$
Post # 8
ugh, that is what I was afraid of. Husband said the same thing as all of you, I think I just needed to hear it overwhelmingly. Im terrified to search for a new doctor,
Post # 9
Ask the doctor that you love and no longer accepts your insurance to recommend some of their collegues. You are bound to find someone else you love again.
Post # 10
I agree about finding a new doctor. Yes it sucks but you would rather have that money later on for baby stuff or if god forbid the baby needs to go to the doctor.
Post # 11
I think you should find a new doctor. Ask friends, neighbors, co-workers, etc who they use and I’m sure you’ll find a great recommendation. Also ask your doctor who he suggests.
Good luck!! I’m sure you’ll find someone great!
Post # 12
Why not ask your old doc for a recommendation. Hopefully you can find someone jsut as great.
Post # 13
I’d find a different doctor. Paying out of pocket is just an unnecessary expense unless you don’t have ANY insurance. I’d see if you could get a recommendation or try a few different docs just so you can find another one your comfortable with.
If your current doctor is in a practice there could be a chance that he won’t be the one to actually deliver your baby – and then you’ve had all this extra expense with no guarantee that you’d have YOUR doctor there.
Post # 14
Yes I would also find a new doctor. I know what you’re feeling though, I would not be happy if I had to switch mine.
Post # 15
i don’t know. can you talk to him and see if he might be able to work something out with you? like a payment plan? i’m considering using a doc who doesn’t take insurance at all simply because he seems really great and is a solo practitioner (many of whom don’t take insurance). he charges a flat fee that includes all the pre and post natal visits – i believe he said it was $5000 for vaginal delivery. i started thinking about it and that’s like the same amount we paid for our bedroom set – less than my wedding attire – and this is a baby!! for me, feeling like i’m with a good doctor who knows me vs a giant practice where you’re treated like just one in a million preggo people is worth it to me i guess. his office files it for you and you get reimbursed some part of it. hospital fees would still be covered by insurance as would sonograms, bloodwork done outside his office. where i am, a good doc is extremely hard to find…..
of course its up to you, but if it were me, i wouldn’t give up yet!
Post # 16
I’m sorry to hear about this! I’m sure the last thing you need is extra stress. I would definitely find another doctor. See if your current doctor can possibly recommend one. Good luck 🙂