Post # 1
I do. It drives me BONKERS.
He’s quitting his job in a few weeks to start law school this fall and I’m going into my 3L year at the same school so for the first time we’ll both be students and money is very tight right now. He’s had a gym membership at the same place for years, but since we moved in together a year and a half ago he stopped going. We have a gym at our apartment complex and while it’s not nearly as fancy as his, it’s super convenient, it’s free and it gets the job done so we go there instead. I wouldn’t care if he had the membership if he would actually go but he has only gone ONCE in the year and a half we’ve been living here. Meanwhile he’s getting charge a monthly fee every month, money he could be putting in savings. I’ve asked him a few times to cancel the membership if he’s not going to use it and he either agrees to do it and never does or says he absolutely will go and then doesn’t go.
It’s not a humongous fee so I’m not really going to fight him on this, but it drives me up the wall every time I see him pay the fee for a service he won’t use. Anyone else have an SO who keeps a monthly subscription but doesn’t use it?
Post # 3
DH has a smartphone ($65/month), and I have a TracFone ($85/YEAR)
It drives me up and down the walls that he wastes money like that!
Post # 4
@BrandNewBride: I know!!! His membership is 32/month and if he actually went I wouldn’t say anything because it’s his money and he’s normally very frugal. But it’s not like he skipped a month or two, he hasn’t been in a year and a half! I think it’s safe to say he’s done going to that gym.
Earlier this year he asked me if we could get rid of cable (which I absolutely adore and watch all the time, channel surfing relaxes me) to save money. I told him I’d think about it if he got rid of the gym membership. That was months ago and I just saw a bill from the gym this morning! *headdesk*
Post # 5
FI and I have a joint gym membership, which I am paying for (on auto pay). When we first joined, we both went all the time. Now FI hardly ever goes. When I complain, he always has some excuse of why he can’t go that day and if I threaten to drop his membership, he goes for like 2 days, and then stops again.
He keeps saying that he’s going to lose some weight before the wedding, but I honestly can’t remember the last time he went to the gym with me…yet, I continue wasting the money keeping him on the membership. Grrrr….
Post # 6
We used to both have a lot of useless subscriptions, but we’ve been purging them throughout the year to save money. We got rid of satellite a few months ago and it worked out surprisingly well. We bought an antenna for local channels and we watch other shows on Netflix and Amazon – I think we’re saving about $60 per month with this setup. Right now, we’re looking into new cell phone data plans because we realized that we don’t come remotely close to using the 4GB of data we pay for on our smartphones. It’s nice to be able to purge those extra expenses from the budget, and everything we kept we still use regularly.
Post # 7
- Wedding: October 2014 - Disney
I have a gym membership on autopay that I’m currently not using. However my reason is it is summer and I run, swim, and cycle mostly outside these months. If I put the membership on standby for the 3-4 months I dont use when I reactivate my membership will be 20-30 more a month(long term member the dues have gone up significantly)! This will actually cost me more for the year than just leaving it live for 3-4 months in the summer. I also can use it when it gets super hot like this week the 1-2 times in the summer that I need it. Hubs understands this though and knows in the winter I go 2-4 days a week so its worth the cost.
Post # 8
@Dizbee: In your situation, I would take it upon myself to call and cancel for him (or else get the paperwork and bring it home for him to fill out). He has made it clear he does want to end the subscription, but actions speak louder than words. Money wasted is never a good thing and it all adds up. Give him a total of what he’s thrown away and say it could have bought x, y, and z. I find concrete examples help me convince my FI to do something that needs to get done.
Alternatively, create a budget in excel and don’t include the gym membership 😛 He has to buckle down. You two are spending your lives together and how money is spent is a huge issue. Waste in one area can easily transcend into another. Even if your money isn’t combined, I’m sure that your goals are so he needs to work with you to ensure that money is being allocated to the best possible place.
Post # 9
@Dizbee: I used to be in a situation like this. Eventually, I canceled it.
@BrandNewBride: Do you not use your phone? How can your bill be this low?
Post # 10
I’m really glad you brought this up. I’ve been paying for 2 gyms for months – I am cancelling one right now!
Post # 11
@MsKiss: On Amazon, you can buy the phone pre-loaded with double (or triple) minutes, and double (or triple) minutes for life (so if you buy a 60-minute card, you actually get 120 or 180 minutes)
It’s cheaper than buying the phone/load cards seperately, AND you get 2X or 3X minutes for life!
So I got 1400 minutes AND a new phone for $75 (I think), and you could get the same phone with 2100 minutes for like $100!
They work out to 100-200 minutes a month! Or 300-600 text messages!
Post # 12
My husband had a gym membership at one point, $45 a month I believe, and he went for about a month every couple of days, then it slowly decreased to once a week to once a month, and so forth. Heaven forbid he just cancel the damn thing, no, he waited until the six-months or whatever was up to not renew.
He also had to get a phone with all of these extra “featuers” on it and pays out the arse for it. He rarely, rarely actually makes phone calls, so he could survive on probably 60 minutes a month for calling.
He also used to be really bad about buying movies on the TV with our old cable provider, until one day I blocked that. I mean, they were movies he could rent at RedBox for $1, not spend $4.99 or whatever to watch them once at the exact moment you paid for it!
Post # 13
@BrandNewBride: OMG that’s incredible! I actually use more minutes and texts than that, but my brother will totally love this idea. He’s always saying how he wishes his montly phone bill were lower!
Post # 14
@Dizbee: We both pay for gym memberships we don’t use. $130/month for the two of us 😮
Post # 15
@BrandNewBride: Smartphones are not a waste of money depending on how you use them. I commute 2 hours/day and play games/read/surf the web/meal plan/make grocery lists etc etc. It’s also my car’s GPS (both at home and when we travel in the US and abroad – huge money saver there). It translates things when I travel, is what I use to comparison shop while at stores, and has meant that I don’t need to buy an e-reader.
I think that’s an excellent deal.
OP: I think you should get him to ditch the gym membership. With as much debt as law school brings in, you should be trying to save every penny.
Post # 16
@crayfish: DH works from home. He is out of our wi-fi range maybe twice a week, and he uses 20-30 talk minutes a month.
I can imagine them being awesome for a long commute! But DH doesn’t have one. And he’s literally 2 feet from his computer and 10 feet from his iPad all day!