For ideas and inspiration, go to Style Me Pretty. She has section featuring "Budget Beautiful" real weddings. I believe they are $15K and under, most around $10K. http://www.stylemepretty.com/category/real-weddings/budget-beautiful/
I found that the food/drink was the biggest expense. Ours ate up (no pun intended) half our 10K budget because my Darling Husband insisted on a full dinner. If you want great photography, you’re going to want to spend less on food/drink than we did. If I were you, I’d do an afternoon wedding with really nice hors d’oeuvres and mimosas, which would be very elegant and less expensive.
Other cost-cutting tips:
– Have simple, inexpensive invitations; use RSVP postcards; skip Save-The-Date Cards. The wedding industry wants you to spend thousands on your wedding stationary to "set the theme", but you really do not need to. I did ours on a high-quality lazer copier for about $60. If you don’t want to DIY, then order the classic thermography on white/ecru cardstock. If you do want designer invites, then just order the actual invites and do maps, RSVP, etc on your own in a coordinating paper.
– Buy your dress used. Check bridal salons for samples (a great way to get a designer dress at a low cost), or look online at ebay, preownedweddingdresses.com, Brides Against Brest Cancer, etc. Also consider a white bridesmaids dress or off the rack gown; a nice veil can really dress them up.
– Consider DIY flowers. We did all the flowers for our wedding for about $250. They weren’t professional quality, I admit, but they did the job and saved us a ton of money.
– Sounds like you’re going to get a good price on the minister and church 😉 If you don’t have an area at the church for a reception, consider private homes and yards, public parks, theater lobbies, and home owner association club houses. They are often less expensive then "wedding sites." Restaurants are often free with a per person minimum, but that usually is a full dinner.
– Skip the DJ or live mucisians and iPod your music. We actually used our computer, not an actual iPod, but you get the idea 😉 I actually found it a huge relief to not have to interview people and to have complete control over the playlist. It worked great for us because we primarily wanted background music, not a throw-down dance party.