(Closed) Engagement ring appraisals and insurance? UK perspective?

posted 5 years ago in Rings
Post # 3
Member
1150 posts
Bumble bee
  • Wedding: September 2013 - Ontario, Canada

My ring was also appraised for several times more than we paid for it. i found that you have to insure  it for the appraisal value as no insurers will insure it for any lower as that is basically what it’s worth. I also found that, with a high appraisal value, most had additional terms such as “prongs must be checked every 6 months” and “most be worn, be kept in a safe or be within eyesign at all times” for the insurance to be valued so make sure you know all the terms you have to abide to. 

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