Post # 1
hey everyone, so im currently attempting to decide how I want to go about and insure my ering. WHat have you ladies done? I would love to have a policy that cuts me a check so that i can make sure i am getting a replace as close to my original as possible but I am not sure policies like that exisit. Our renters insurance is progressive and i dont think they insure erings? I was looking at jewlers mutal. but what do ou ladies have? what is the policy like? and have any of you had to make a claim, what the outcome as you hoped?
Post # 2
rosebudabw: went with jewelers Mutual.easy to get policy and was very highly recommended
Post # 3
I recently started a thread about this and it got like over 50 responses…click on me and you should find it. I went with Jewelers Mutual. Also learned that almost no company “cuts you a check” they will pay the jeweler you go with directly. There are a few companies that offer the “cutting a check” option but everyone said that this option is very very $$$$$
Post # 4
I previously had a rider added on to my Renters/Homeowners – It was around $100 per year and covered my set for $2k more than what I paid for it!
Post # 5
lovealways: +1 your thread was super helpful! I actually got my ring insured through them as well just over the weekend!
OP, just so you know using jewelers mutual I have an annual premium of $297. Of course depending on the price of your ring, the price of the insurance can go up or down 🙂
Post # 6
I added it on to my homeowners insurance. Costs me $64 every year. And covers the cost my ring was valued at ($1000 over what he actually paid). What the insurance will cover is what the ring is valued at, so your man could have paid more than the rings value or could have paid less