(Closed) Engagement ring pickle. Help!

posted 5 years ago in Rings
Post # 2
Member
2236 posts
Buzzing bee

Go on loupetroup and diamond bistro and see how much settings like yours sell for. Then check out the plain bands at somewhere like james allen: https://www.jamesallen.com/engagement-rings/solitaire/

You can get a good plain solitaire for only a few hundred dollars, no idea of the cost to actually get the diamond set into the mounting… Bu tyou could easily message James Allen and ask. 

Post # 3
Member
205 posts
Helper bee

No one here would know how much it would cost. 

Since the ring is not paid off, not sure if it would be worth it to re-do the ring at this point. Why pour more money into something you can’t really afford?

Post # 5
Member
66 posts
Worker bee
  • Wedding: October 2015

I would write them and ask how much it would be to change the setting to a plain solitaire and repurpose the pave diamonds into a wedding band or wedding band + anniversary band? If there is additional cost to that perhaps they could work it into the finance plan and you wouldn’t have to pay for a wedding band.

Even if they can’t do that or won’t I’m sure they could ‘downgrade’ your ring to a plain solitaire and reuse the setting and logic would dictate your contract would be minus the current setting less the cost of the new solitaire setting and possibly labor.

Post # 6
Member
2236 posts
Buzzing bee

I already answered your question… All you can do is look into how much you can sell that setting for and then see how much it would cost to get a plain band + setting fee and see if you can break even. NONE of us can do that for you. That would literally require magic. 

Post # 8
Member
1174 posts
Bumble bee
  • Wedding: May 2014

View original reply
o0oprueo0o :  beautiful ring and I totally understand what you are going through!  My suggestion. ….is. it possible to exchange it where he purchased it? I honestly would talk to someone and see if you can work something out.  Good luck! 

Post # 9
Member
1488 posts
Bumble bee
  • Wedding: October 2014 - Cape May

First step would be to talk to the jeweler or store where he purchased it. Explain that the setting itself does not fit your lifestyle and you would be more comfortable resetting into a plain solitaire setting. The jeweler may be able to work with you so that very little money comes out of pocket. 

Post # 11
Member
562 posts
Busy bee
  • Wedding: November 2011

We can’t answer the question for you because there are so many variables since it is on credit. If you reset all the diamonds into a new setting, I assume you would have to pay for labor oop. If you just switch out settings to a cheaper one at the same jeweler, then they may can do that, and roll the labor into financing. But none of us will know because we haven’t seen the financing agreement. It may also be possible to return this ring, get a refund, and then buy the stone again in a new setting.

Post # 12
Member
2236 posts
Buzzing bee

Umm, what’s rude about stating the obvious? We literally can not answer this for you – lol

Post # 13
Member
478 posts
Helper bee

View original reply
o0oprueo0o :  My jeweler reset an only necklace into a ring setting, reused the diamonds and metal, and only charged us for the cost of the center stone we purchased from him. Maybe you can take it to someone and have them do the same, and trade in some of the diamonds for payment. 

Post # 14
Member
225 posts
Helper bee
  • Wedding: May 2015

View original reply
o0oprueo0o :  Could you purchase your wedding band now and just wear that? Then wear you engagement ring on weekends and evenings? I work in a lab, so I bought a cheap plain gold band and just wore that to work.

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