(Closed) Engagement Ring Insurance

posted 8 years ago in Rings
Post # 3
Member
351 posts
Helper bee
  • Wedding: September 2010

I took out a separate insurance policy for the ring. They told me that it’s easier to do that rather than put it under my homeowner’s policy. So, does the company offer something like that?

Post # 4
Member
695 posts
Busy bee
  • Wedding: May 2011

Can you do a “rider” to your homeowner’s policy for the ring? The benefit to that is that you can often get a bit of a discount since you’re going through your existing insurance company.

Post # 6
Member
662 posts
Busy bee
  • Wedding: June 2010 - The Mountain Terrace, Woodside, CA

My Fiance used Esurance (or a company that is affilidated with them), since that’s who our car insurance is through. I believe we got a discount that way, for using the same company as our car insurance, rather than a discount through homeowners.

Post # 7
Member
65 posts
Worker bee
  • Wedding: April 2010

We are putting it on our homeowners ins.

Post # 9
Hostess
18643 posts
Honey Beekeeper
  • Wedding: June 2009

We did a rider on our renters insurance.  It was actually really easy so I’m not sure about those people who say it’s harder than getting a new policy.  I just told them how much my jewelry is and they wrote the policy.

Post # 10
Member
66 posts
Worker bee
  • Wedding: June 2009

I was moving around a little between getting engaged and then getting married, so I got insurance through a private jewelry insurance company.  I just needed the appraisal we got from our jeweler and I’m covered.  I haven’t had any problems with my ring that our jeweler wouldn’t fix for free, so I don’t know how good my insurance actually is…

Post # 11
Member
2703 posts
Sugar bee
  • Wedding: September 2010

you can most definitely get an extra policy to insure just your ring, it’s really affordable and it definitely is a safety net if something were to happen!

Post # 12
Member
440 posts
Helper bee
  • Wedding: September 2011

jewelers mutual – they have one of the best policies that I read.

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