(Closed) event insurance?

posted 5 years ago in Reception
Post # 3
Member
12954 posts
Honey Beekeeper
  • Wedding: November 1999

Are you having bartenders?  If so, their liquor license may cover it.  If you are not, you should look into your local ordinances about providing liquor (I live in DC, and I’d have to get a liquor license to serve that many people) – those ordinances might require you have event insurance.

Regardless, it can’t be bad to have extra insurance in case, Heaven forbid, there is an accident stemming from drinking.  If you serve alcohol, though, you are legally responsible for the consequences.  (Meaning, if you leave my Super Bowl party Sunday night and get in a car accident, I am legally responsible for  your part in it because I provided you with the alcohol).

Post # 4
Member
5761 posts
Bee Keeper

We got Wedsafe and I just checked what we paid for it. IN ’09 and ’10, we paid $180. for a liability policy that covered many things. I think it was worth it for the cost.

https://www.wedsafe.com/Pages/home.aspx

Post # 5
Member
1 posts
Wannabee

Wedding insurance is not expensive at all.  The purpose is to protect your investment into your wedding against unexpected situations such as illness of either of you or your children or parents, or of course mother nature with all of the tornado or hurricane or snow storm.

You should first check with your current insurance company to see if it’s something they offer, there may be a multiple policy discount that can be applied.

Secondly, if you have to get a stand alone policy it shouldn’t cost more than $200. to cover your  entire event. 

Just like any Health Insurance, Car Insurance, Home Owners or Renters Insurance policy, it’s something that no couple should go without.

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