Post # 31
Thanks Bees. I sent her an email this morning that said: ” I will do my best to pay the loan in a timely manner, as I have been doing but there is no way I can get it paid to you by January 15th. Furthermore, I think you need to ask your daughter why our relationship ended”. And left it at that. No response yet.
Post # 32
- Wedding: September 2019 - City, State
sallyloves90 : interesting . I would keep my payments the same. She can’t change the terms without going to court and she won’t spend money on that to get $1400 back quickly.
Post # 33
sallyloves90 : Good response!
I would have been a more direct like “I’m not sure why you’re blaming me for our relationship ending when your daughter cheated on me, but I will continue to demonstrate that I am a woman of character by repaying your generous loan on the schedule we originally agreed upon. Your daughter’s unfaithfulness has no bearing on my ability to fulfill the terms of this loan.”
Don’t worry about her suing you, by the time she got a court date you’d have already paid the loan off since you have less than 3 Months to go…..and furthermore, the lawsuit would get tossed out by any judge as frivolous considering you are not in breach of contract as you’ve been making the monthly payments you two agreed upon.
Post # 34
j_jaye : But the ex Future Mother-In-Law cannot call in the loan ASAP. It’s the same as your car note or mortgage. If you agree to pay $500/mo for 5 years to buy a car and you’ve been making timely payments in full, your creditor cannot just send you a letter saying, “never mind our agreement, you owe $12k tomorrow or we’re repossessing your car.”
A judge would look at this situation the same way. OP is not in default of the loan terms, even if they were informally agreed upon. Ex Future Mother-In-Law can want the money yesterday but has no legal right to pursue getting it faster than the loan terms.
Post # 35
- Wedding: March 2020 - City, State
I had an ex-roommate leave atthe drop of a hat, stranding me with her rent and bills, and then sued me for the deposit she’d lent me. I didn’t think I owed it to her after I paid all her rent and bills when she skipped town for no good reason, but I told her I’d pay her back anyway, over the same time period we’d initially agreed upon. That wasn’t good enough for her, so she took me to court, the judge decided I only owed her 14% of what she asked for, and I ended up not being able to pay it till nearly two and a half years later.
The lesson is:
-get ALL agreements in writing in the future
-even if she sued you for the 1400 she can’t rush your ability to repay her, and it’s not like you’re trying to salvage the relationship at this point
-while there may be moments of stress, everything is gonna be okay
Hope this goes well for you!
Post # 36
- Wedding: September 2018 - City, State
sallyloves90 : Your exFMIL doesn’t need to get into the dirty details about why your relationship ended; she probably wouldn’t believe you anyway. She’s invested in protecting her daughter and you are just the ex that broke her heart. Rise above! Pay her back on the agreed-upon timeline, wipe her from your brain, and never speak to her again. Just another memory casualty of your ended relationship.
Post # 37
Update: So, last night she responded to my email with “Mandy told me about the infidelity, but you have to understand that when people stray it is because they are not getting something in their relationship”. LOL whatever lady. Mandy also reached out expressing her apologies at her Mother’s requests that I pay the loan back sooner and I could tell she was fishing for a reconciliation of sorts. F-k them both.
Post # 38
sallyloves90 : ugh what?? I am so thrown off by all these responses saying they don’t blame your ex’s mom for wanting the money back sooner. You and her mom came up with an agreement for the payment (which you have been generous in paying her back in a timely manner) why should you all of a sudden be punished and penalized because of a mistake that her daughter made that led to the break up. That was absolutely no fault of your own. It would be completely different if you were the one who cheated on her daughter but if anything her mom should have more sympathy since her daughter was the cheating ass in this situation.
Post # 39
- Wedding: June 2007 - City, State
sallyloves90 : DID SHE SERIOUSLY JUST BLAME YOU FOR HER DAUGHTER CHEATING ON YOU? Good riddance to these toxic assholes.
Post # 40
Wow. She is a fucking loser. I would see if anyone could loan me money just so I could be done with the both of them FOREVER. Fucking twisted people.
Post # 41
You’re right, fuck them both. Pay the mom back as you were before and wash your hands of them both.
Post # 42
What a super disgusting response!! Ugh. Good riddance to these people.
Post # 43
Just read your update… Please send the final payment to her in cash. A stack of $1s with “FUCK YOU” written in bright red marker on each one.
So sorry you’re going through all of this 🙁 Hugs to you, Bee!
Post # 44
After that response, I would be going to the bank, cashing out $500 a month in penny rolls, unrolling the pennies and submitting them as her payment in buckets for the next 3 payments. All recorded from start to finish so it would be proven amounts of money. And, she’d either have to sit and roll each one to take to a bank or go to a coin counting machine that paid her back less for rolling them.
Post # 45
Whether your contract was verbal or written, if you are paying $500 a month and there is only $1400 left, just keep to the schedule.
She cannot amend the contract all by herself. At this rate it will be over before she can get the paperwork together and a court date in small-claims court, and she would lose anyway, if you are keeping to the terms of the original contract.
Just do so.