(Closed) Expensive setting or diamond

posted 4 years ago in Rings
Post # 3
2809 posts
Sugar bee
  • Wedding: September 2014

you can always get the expensive setting and an asha or moissanite now, and upgrade to a diamond when you can afford it.

Post # 4
3199 posts
Sugar bee
  • Wedding: October 2013

@cronine:  i have a tacori, so i feel your pain. You could always buy the tacori setting and set a moissanite in it, the girls here rave about it!

Post # 5
1918 posts
Buzzing bee
  • Wedding: April 2012

Diamond for sure.  I would recommend getting it custom made, but tacori settings are really intricate.

I picked out a setting at a jewelry store and had my mom’s jeweler make a similar setting, but my ring is a simple three stone ring. 

Which one are you looking at?

Post # 6
1262 posts
Bumble bee
  • Wedding: October 2014

I would rather have a big(ger) well cut diamond in a simple timeless setting than a trendy setting with a mediocre diamond.

Post # 7
905 posts
Busy bee
  • Wedding: September 2015

My FI and I went with a more expensive setting (the setting I have cost almost 75% of his total budget), because we knew we’d be using a garnet as the center stone and that this garnet wouldn’t cost nearly as much as a diamond of the same size.  My 1.1 carat equivalent garnet cost a measly $60 while we could have easily blown the entire budget on a diamond alone.  


So, if you’ve got an elaborate setting in mind (mine has a quarter-carat of itty bitty diamonds set into three sides of the band; it’s about 1/3 eternity), maybe consider going with a non-diamond center stone?  You can use white sapphire or topaz if you like the clear colorless look, or your birthstone, or his birthstone, or the birthstone of the month he proposed / you plan on getting married… the possibilities are endless!  I have a garnet because it’s my FI’s birthstone and red is my favorite color.  Everybody who hears this melts at the sentimentality 🙂

Post # 8
11274 posts
Sugar Beekeeper
  • Wedding: May 2009

I have a nice, center-stone diamond, but my diamond and platinum designer setting actually cost slightly more than 75 percent as much as my center stone.  There have  been times when I have second-guessed that decision, because if I had a less expensive setting, I could have had a larger diamond. When all is said and done, however, I chose the setting that I really wanted.

Post # 9
1128 posts
Bumble bee
  • Wedding: May 2015

For us, both are pretty much equal value.  I fell in love with Verragio settings, and found another bee on here who had a jeweler replicate the same setting I loved for a third of the price!  So that’s what we did, and I still get to have my dream setting, just a lot cheaper.

Post # 10
145 posts
Blushing bee
  • Wedding: May 2013

We went with the expensive setting and lower quality diamond. I fell in love with my setting and wasn’t really comfortable with the idea of getting it replicated because I know it would bother me if it wasn’t 100% the same. We do intend to eventually swap the diamond out with a nicer stone but my husband worked really hard to find the best looking one in his price range. I’m pretty sentimental so I knew I wouldn’t want to change the setting down the road but I’d have less qualms changing out the diamond.

That said, my ring probably wouldn’t be considered a “budget” ring thanks to some unexpected help. If we hadn’t had that help, I still would have gone with the same setting but a much smaller diamond since I personally wasn’t comfortable with having a simulant/mossanite in my engagement ring. If that doesn’t bother you, some other bees have suggested some great stone alternatives that you could use to make your ring more budget friendly.

Post # 11
1155 posts
Bumble bee
  • Wedding: June 2014

Neither of us like intricate settings, so it was pretty easy! My setting was still $1100 though because it’s platinum, so I wouldn’t exactly consider it cheap.

It can’t hurt to see if a local jeweler can replicate a setting, or work with someone to design something with the look you like.

Post # 12
304 posts
Helper bee
  • Wedding: September 2013

I had a local jeweler custom make my ring based on a Tacori design and spent a little more on the stone. In the end I bet my ring was half the cost of a real Tacori.

Post # 13
6361 posts
Bee Keeper

As with many things, there are beautiful rings in every price range. Don’t get half of one in a price range that isn’t yours, and half low quality… just keep looking until you find the whole package, at the right price.

Post # 14
1532 posts
Bumble bee
  • Wedding: February 2012

If you have a poorly cut included diamond, it won’t make a difference what the setting looks like. Having said that, if you are on a budget, spend a little more on a well cut diamond (it does not have to be huge) and set it in a tasteful setting. IMHO the diamond is the star of the show, not the setting. 

Post # 16
1770 posts
Buzzing bee
  • Wedding: August 1997

@cronine:  the setting is supposed to showcase the stone.  I would prefer to spend for quality diamond in a simple classicsetting.That beong said there r those who chooae a nicer setting n use a sim llike a moissy, asha or cz n upgradelater or even keep the sim

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