- 10 years ago
- Wedding: June 2010
I would say ‘go for it’ !
I would say ‘go for it’ !
i had prk (where instead of flap, the surgeon scrapes away the epithelial cells) back in 2004. I used some employer fsa money plus my own pre-taxed money for it. It wasn’t cheap back then, over $3k. My vision was over -10.25 with slight astigmatism and huge pupils.
Do I feel it’s money well spent? Yes. If I was struggling to help pay for a wedding where $3k was a signifcant portion of the budget, would I rethink the surgery? Yes. If my Fiance was questioning my finances, would I rethink the wedding or the surgery? Yes. I think it’s good to start off a marriage on the same page for most things: kids (yes or no), religion, $$$…
Ah! I’m sorry, I didnt mean to make it sound like I wanted Fiance to pay for it! I had planned on getting the credit card, I have my own job at a hospital in the area. I make good money, but since Fiance is salary and I’m hourly, I guess you could say his job is more ‘stable’. I only meant that god forbid something happen to my source of income, i wouldnt be left high and dry with a credit card payment!
My two cents: wait until you can pay for the surgery outright. Not worth going into debt. Especially while planning a wedding. And while you think you would be able to pay it off before it starts developing interest, life happens and this may not be possible. And if you have to pay the interest, it can be really bad.
So my advice would be save up and get your surgery when you can afford it. Health Savings Accounts are a great way to save up for these types of things and the money you put into it is tax free!
And no matter how hard you try you can’t control all the possible things that could go wrong on wedding day. You do what you can (and what you can afford) and hope for the best. Good luck with whatever you decide!
-3.75 was me too. I had Lasik years ago and love being able to wake up and see across the room without glasses/ contacts. You have some time before your wedding. As it was mentioned before, if you can finance this somehow without much interference to your wedding budget, you should go for it.
I am the same prescription as you, with an astigmatism to boot. Honestly, it’s not that horrible that it’s worth putting the surgery on a credit card. If you really want to get the surgery, then save up the cash and pay for it outright. I just don’t see the point in going into debt for an elective procedure. And yeah, if you are sleeping in your contacts, try taking them out at night. My bi-weeklies still were not working for me, so I switched to dailies. They don’t address my astigmitism, but at least they don’t cause issues for my eyes. And next year there will be a new daily lense that’s for astigmitism, so I am super excited!
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