(Closed) F*** COLLEGE LOANS!!!!!!!!

posted 6 years ago in College
Post # 3
Member
7293 posts
Busy Beekeeper
  • Wedding: October 2011

My thoughts exactly..

Post # 4
Member
1668 posts
Bumble bee
  • Wedding: September 2012

Me too!! One of my loans just got transfered to another place, and they told me to wait to hear from the new company so I know where to send the payment or set up automatic withdrawl. My payments are due on the 20th of each month and since I didn’t know where to send the payment, because they didn’t send me anything, I didn’t send anything.  I just got a letter today saying I missed a payment. How can I make a payment when I don’t know where to send it and I couldn’t sign up for automatic withdrawl yet!!?!?! How is this my fault!?

F*** student loans!!!! I’ll join you in a drink!

Post # 5
Member
3471 posts
Sugar bee
  • Wedding: July 2012 - The Gables Inn, Santa Rosa, CA

You should ask to speak to a manager– there is ALWAYS something they can do.  They can put it in deferrment again for a few months to help you find a job– my brother’s girlfriend went to nursing school and coulnd’t find a job right away, so they extended her deferrment another 3 months until she did.  I had another friend who was same as you– lost her job and couldn’t pay the $500 per month, so she called and got a new 6 month grace period. 

They both kept getting charged interest, but they at least didn’t have to pay it right away. 

Post # 7
Member
2065 posts
Buzzing bee
  • Wedding: December 2011

I think it’s called forbearance? You can put the payments on hold. Of course it keeps accruing interest, and I think possibly the interest can be capitalized? I’m not entirely sure on that actually – but one of my friends put her loans on hold when she got laid off, no problem. She just had to show proof of unemployment.

Post # 8
Member
257 posts
Helper bee
  • Wedding: September 2012

I’m right there with you on this one!! Mine aren’t too horrible…but the amount of money my Fiance pays in student loans every month could buy us a nice house, instead of us living in a tiny apartment. It just sucks so much that student loans are so damn ridiculous.

Post # 9
Member
13012 posts
Honey Beekeeper
  • Wedding: November 1999

@MeganTacky2247:  If they’re federal loans, you can get a deferment for unemployment… 

Post # 10
Member
4099 posts
Honey bee
  • Wedding: May 2013

@MeganTacky2247:  I service student loans for a living.. are they federal or private? who services them? I can try and point you in the right direction

Post # 11
Member
5547 posts
Bee Keeper
  • Wedding: December 2011

This is why I am so incredibly happy I got scholarships and grants and parents who saved up for college for me. I have friends with loans and it is insane how much they could be doing with the money the loans use every month.

Post # 14
Member
595 posts
Busy bee
  • Wedding: February 2015

Eek! I just had to sign my note for my loans. Luckily all but $1,100 and the cost of books was covered by grants & awards.

Post # 15
Member
4099 posts
Honey bee
  • Wedding: May 2013

@juliette.eliza:  I can tell you, ‘supervisors’ know less than the CSR, not a good idea to immediately ask for a supervisor…And most likely what your friend got is an Unemployment Deferment they are placed on accounts for 6 months, its not a grace period

@abbie017:  She has to have time remaining, if she does, and if her loans are federal she could qualify if A) She is receiving unemployment ~or~ B) She is registered with an employment agency seeking full time work..

Post # 16
Member
4099 posts
Honey bee
  • Wedding: May 2013

@MeganTacky2247:  Have you ever deferred for forbeared them before?

if you want to, you can PM me, if you dont want that info out there

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