Post # 1
So, the wedding is in a few short months and I am just a wreck. I have literally no one to turn to at this point. I have exhausted all of my friends with the wedding details and delimas. My Fiance is not helping with the planning but only to tell me that we can’t afford certain things and without any other alternative suggestions. I work fulltime and looking for a second P/T job to help with the wedding expenses. My FH’s company just went through a round of lay-offs and luckily he still has his job, for now. So, no more overtime and we were counting on that after he was told he could work as much overtime as he wanted. I know, bad planning on our part. We should have had a “Plan B” in the event of a job loss or other unexpected financial delimas. An unexpected move occured as well which cut into our savings quite a bit.
So, long story short, we just barely have enough for our bills, let alone enough to cover all of the rest of the wedding expenses. We are doing everything out of pocket, too. We are not charging anything so we don’t owe later on. I told him that is nearly impossible with the salaries we both make even combined. We would need a loan of some kind. He won’t even consider it. I don’t have any credit cards anymore since I paid them off and he’s just down to one CC now for emergencies.
Well, you know what they say about hindsight. In the early stages of planning, everything seemed very attainable and within our budget for 50 guests but that is clearly not the case anymore. I know we should have planned better but there were circumstances that occured that were beyond our control and here we are.
Post # 3
Is there anything you can downgrade at this point? Add-ons from different vendors?
Make small changes around the house to help save on monthly bills.
Try not to stress. Things usually have a funny way of working out.
Post # 4
I know how that feels 🙁 I am sorry! It stinks. I second the downgrade comment. If there’s any way you can trim off extras, do it! Maybe it would help if you shared more details about whatever cut into the budget, or where the budget has come to so far…. just a thought.
I freaked out about this the other day and Fiance and I set up a spreadsheet so we could see EXACTLY where our budget was going/what we had left to spend. It was a great idea!
Post # 4
I’m sure there are ways you can scale back. Off the top of my head I’m thinking flowers, choice of meal, and decor could be the first places to look to cut back and save money.
Post # 5
I have already cut out the photographer and the DJ. A friend is going to take pictures now and I’m just using my iPod for the music. I am cutting back on groceries and other household expenses as well. I cut back on my flowers and decor to allow more money to go toward other things. I’m trying to cut corners wherever I can but I feel like not having a photographer and DJ/live music, are big aspects that are gone. We planned on those two things from the very beginning and they were very important to me. I feel like I have already sacrificed so much. It would be one thing if from the very get-go I knew we could not have those things, but to have it taken away is pretty disappointing.
Thanks for the encouraging words. I sometimes think that things will all work out in the end, too.
Post # 6
I have cut back on decor already. We are also not going on a honeymoon so I thought that would cut cost tremendously. We just rented a beach house where we live on the beach for a week. No travel or resort expenses. We decided we would take an out of town honeymoon at a later date.
I like the spreadsheet idea! It’s always good to see it written out in black & white. I have my own lists and notes that I have and I have tried to share it with him but I guess he just seems real uninterested in the wedding planning in general. I love the guy to pieces but damn, throw a girl a bone! ha! I’m trying my hardest to make this happen. I guess the difference is, he could care less about the details and what the day is really about. I am aware of the commitment we are making to each other but I’d also want to celebrate this pivotal time in our lives.