(Closed) FHA Bridal Registry Program / Home Registry Program!

posted 6 years ago in Gifts and Registries
Post # 3
216 posts
Helper bee
  • Wedding: April 2013

Personally IMO, if I was a guest I wouldn’t gift through the FHA program. In my mind, if you can’t save up a little bit for a down payment then you probably can’t afford a house. FHA is usually only 3% down. I’d rather buy a gravy boat or give cash. If I give you cash and you use it to save for a house, good. If you’ve only been able to afford tiny 1 bedrooms, how are you going to pay for a house?


ETA: I’m trying to get at just because someone has a dp, doesn’t mean they should buy and I’d prefer for them not to lose the money I gifted through a program like this. If that makes it any clearer.

Post # 5
1629 posts
Bumble bee
  • Wedding: June 2011

Don’t forget to calculate property taxes homeowners insurance and maintenance in your estimates of how much it would be.  The actual house payment might be less but upkeep will make it more.  Also, have you met with a bank to see if you’re approved?  And for what amount?  

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