Post # 1
I’m still attending school while planning my wedding and I just recieved an email today saying they made a $4000 error on my financial aid. HOW can someone make a $4000 error is beyond me. I’m freaking out because 1. This means my school tuition isn’t covered, and I’ll have to take a huge chunk of wedding money to pay for it (about a $3,000 chunk) and 2. I budgeted each month planning on having the $1,000 cushion for regular bills, making it easier to save more for the wedding.
We just moved our wedding from May 2014 to October 2013 recently, and now I don’t think we can afford it by then.
I’m really stressing out and had to rant mainly, but am also wondering if this has happened to anyone else and how they handled the situation
I know having a degree is important today, but I’m about ready to give up! (This isn’t the first school related issue to come up recently)
Post # 3
Talk to the financial aid office. See where the error is coming from, and if it can be corrected in your favor. Obviously it means you’d take out more loans than you have now, but maybe it’s worth it if you aren’t dipping into your wedding account. They may be able to fix it, but you probably wouldn’t get the money right away. At the very least, you’d be able to replace the money that came out of your wedding fund.
Post # 4
I’d also talk to the Financial Aid office in person if you can! This should be easily fixed!
Post # 5
They said I have to apply for a self loan, but its not looking promising because most of the lenders have given out all of their student loans already.
Post # 6
I’ve always applied for student loans after the deadlines, and I’ve never had a problem. What is a “self loan”?
Post # 7
Will they let you do a payment plan? I’d honestly get a second job to pay for it then take out loans (totally wish I had done this now that im 70k in debt)
Post # 8
I am $35K in debt from student loans… I totally wish I wouldve “spread out” my time in college and worked to help pay for everything instead of just taking out a loan… For example, I wish I wouldve taken classes for five years instead of cramming it all into four – so that way my costs would decrease and I wouldve had time to work more!
Paying $500 a month for student loan repayments SUCKS!!!
Post # 9
I would ask about payment plans since it was an error on their part. At my school they offer a payment plan to everyone where you make 3 smaller payments over the course of the semester instead of one big one at the begining. I would talk to them and emphasize that since this was an error on their part the responsibility to correct it is on them.
Post # 10
I already work two jobs, at a minimum of 60 hours a week. I still live at home and have to help my parents a lot, my dad is really sick. After my own bills, I have just enough to put into savings for the wedding, which is why its so upseting if I have to use that money. I worked really hard to get that money to go towards the wedding.
I’ve been in school for 2 years and have only taken 5,000 in loans, all subsidized, but I switched schools so I could complete my bachelors and tuition is more expensive.
We could move the wedding back to May, but I dont think my dad will make it that long and thats why we moved it up in the first place.
Post # 11
Something similar happend to me when I was in school but I was not planning a wedding then so I can only imagine your stress.
Due to some new law or rule, I had to jump through hoops to renew my financial aid money and it took months (so I went a few weeks without books to classes, which was so tough because I needed those.) I had to borrow money from my father and sister and that tided me over until the issue was resolved but it was a pita and a nightmare.
Post # 12
My classes are acclerated, so they only last 7 weeks each. I couldn’t afford to go a few weeks without books. Pretty sure I’m just going to end up not going this semester and starting back up in the spring, even though thats the last thing I want to do.