(Closed) First Option Mortgage

posted 7 years ago in Home
Post # 3
Member
1137 posts
Bumble bee
  • Wedding: September 2010

I’m not sure how First Option Mortgage is different than any other mortgage broker. But, I would highly recommend going through an independent mortgage broker rather than directly with a bank. Brokers usually have access to  many different mortgage options rather than a bank that is locked into their limited selection. You often get lower rates and closing costs from brokers as well.

Post # 4
Hostess
18643 posts
Honey Beekeeper
  • Wedding: June 2009

Hmm I’ve never heard of them before.  I wonder why they have lower amounts for a downpayment than other banks though.

Post # 5
Member
1090 posts
Bumble bee
  • Wedding: October 2011

I agree- we are using Guaranteed Rate & so far, so good!

Post # 6
Member
708 posts
Busy bee
  • Wedding: January 2011

We are using Quicken Loans, and I highly recommend. They have been really great helping us navigate this crazy world of morgages

Post # 8
Hostess
18643 posts
Honey Beekeeper
  • Wedding: June 2009

@MrsPinkPeony: It doesn’t hurt to try a lot of different places.  If you shop for the loan within a small window of time, your credit score isn’t affected by multiple lenders looking at it.

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