- Mrs. Bear Cheese Pie
- 5 years ago
- Wedding: September 2013
My FI and I have been looking for houses to rent, but in the area we’re searching, all we can find are houses for sale. We’ve talked about it, and we believe that we’re ready to buy. We know for sure we want to live in this area since it’s close to his job and the school district is the one we’re looking for [we already have a 3.5 year old]. Plus, the amount we’d be paying to rent these places is about the same, if not more, as if we were making a house payment.
Neither of us has ever purchased a home, and we have NO IDEA where to start. I’ve tried reading up on how this process works, but I’m not legal-minded so all the terms confuse me and I get overwhelmed since it all sounds so daunting. Do we need to find a realtor first? Do we search for houses we love then work with their realtor? Do we have to get preapproved before we start looking? Do we go through a bank to do that?
Ugh. I’m just really overwhelmed with this whole process already, and we haven’t even begun. I have a million questions, and I don’t know who to ask. I don’t want to tell the realtors or banks or whoever we’re dealing with that I have no idea of what’s going on because I don’t want to get taken advantage of. Anyone have any advice on how to do all these things?