(Closed) First time homeowners..what to expect

posted 5 years ago in Home
Post # 3
488 posts
Helper bee
  • Wedding: September 2013

Congrats on the home!!! It’s a process I pray we never have to go through again lol


1. SAVE SAVE SAVE. You never know what is going to happen as a homeowner…like 2 of our 3 air conditioners decided to stop on the day we moved in when it was 90+ degrees…perfect! Have around $10,000 to play with..you will be making countless trips to home depot/lowes and you will most likely want to change paint in the house, maybe redo floors, get new furniture ,add carpet etc…it all adds up quick!

2.  Realize that unpacking will take LOTS of time. We’ve been in our home since July and still have many areas in the house that have been designated storage (sitting room, “future baby room”, basement”. Tackle it little by little!

3.  Make sure you take time to relax, don’t try to cram your to do list.

4.  You are going to realize little things about the house that you didn’t notice the times you went to see it…and you will want to change it. 

5.  Decorating adds up!

6.  Make sure you get 1 room at least that is almost totally set up (for example…the bedroom, the living room, kitchen) This way you have at least one room you can go into and feel content with. Go room by room!

7.  Be friendly with your neighboors, its always good to know you can trust them. Ours started collecting our mail for us while we were on our honeymoon when the post office missed the memo that they were supposed to hold ours.


Enjoy and have a smooth closing!!! ๐Ÿ™‚


Post # 4
850 posts
Busy bee
  • Wedding: June 2013

@katherin788:  I think the most important thing is to get serious about budgeting and saving. It’s really, really important to be careful with money and have funds available for all of life’s “surprises.” 

Post # 6
2685 posts
Sugar bee

Congrats on your first home!  My #1 advice is to always have an emergency fund.  Houses have lots of things in them that could go wrong.  Just this month, we had to replace our dishwasher unexpectedly.  It happens, and you need to be ready.  But when things are fixed and working correctly, owning a house is really awesome ๐Ÿ™‚

Also, during the first week or two, just prepare yourself for daily trips to Home Depot or Lowes.  The first things you should buy after closing, though, are new locks for the front and back doors.

Post # 9
585 posts
Busy bee
  • Wedding: May 2015

expect a lot of work.. and the work never ends ๐Ÿ™‚

Post # 10
8422 posts
Bumble Beekeeper
  • Wedding: March 2014 - A castle

@katherin788:  You will need things you never thought about… we spent a lot of money on shovels, light bulbs, snow blower, lawn mower, gloves, rakes, basically everything related to yard upkeep. Keep an emergency fund too. When we first bought our house we found out that the furnace wasn’t working when the winter came… this resulted in a few hundred dollars for someone to come and figure out that whoever installed our exhaust system made it too long for the furnace we have and it was shutting itself off. You never know. To get prepared, I would dig a big pit in my backyard and start throwing my money into it now ๐Ÿ˜‰ Just kidding, and congrats!

Post # 11
5660 posts
Bee Keeper
  • Wedding: August 2012

Expect to have much less time to go out and do fun things because home ownership is a lot ofmaintenance and work especially in the beginning when you are working to make it yours.

Expect expensive things to break at a moment’s notice and have to pay for it so have a good chunk of money in savings for emergencies.

Expect any shopping habits you previously had to turn into home decorating Shopping.

Expect your utilities to double/triple etc depending on the size of your home compared to your old bill structure and size of your previous home.

Don’t paint before you are moved in and have a good idea of how paint will look in your home, with your furniture.

Don’t go out and buy all your big ticket items immediately. We bought our house, and immediately bought a king sized bed and matching night stands, a new couch, and a formal dining room set. I regret buying that dining room set to this day. I know that eventually it will get used, but for now, we’re afraid to use it for casual things, and we havent really been “allowed” to host any formal family events yet. I wish I had bought a farmhouse table or reinvigorated a craigslist piece, something we could use more often without worrying it would get scratched.

The biggest thing really is just never empty your bank account. The scariest part of being a homeowner is that everything is up to you, so always have emergency money, whether its because you forgot that now you have to buy a lawn mower, or because your furnace broke mid winter.

Post # 13
385 posts
Helper bee
  • Wedding: July 2012

Get a membership to Angie’s List and use that whenever you need to find an electrician, HVAC guy, roofer, etc.  Word of mouth is good, but nothing beats hundreds of user reviews, if you ask me.

Post # 14
8422 posts
Bumble Beekeeper
  • Wedding: March 2014 - A castle

@katherin788:  One thing you might want to ask your realtor about is if the home is under warranty for the first year or two, or if it comes with a protection plan. Our home came with American Home Shield, so they paid for any repairs we needed during the first year. We had to have heat/air people out twice and plumbing out once, so it saved us a small fortune.

Post # 15
600 posts
Busy bee
  • Wedding: May 2012

Look up recommended annual maintenance and do it!!

Darling Husband and I never cleaned the AC fins and never changed the furnace filters so the compressor died and cost like $2000 to fix… ugh!!! The filter hadnt been changed in 6 years (we only lived there 2.5) and it was SO EASY to clean the fins that i was pissed we never did!…

Have fun! And Make friends with your neighbors! Ours saved my life! Literally.

The topic ‘First time homeowners..what to expect’ is closed to new replies.

Find Amazing Vendors