Post # 1
I’m bored because of coronavirus so don’t mind me trying to entertain myself, lol. We’ve been talking about having a baby for a bit, but aren’t quite ready to take the plunge yet. One of the things I’ve been “weird” about is wanting a baby earlier in the year, so we’ll hit our OOP max with the birth and any subsequent doctor’s trips or health issues would be “free.”
So I’m curious, after you take your baby home from the hospital, how many times and for how long do you have to keep going back to the doctor? Are a majority of the normal trips done within the first 3 months? Are you still doing a ton of trips a year later? And I know there are a lot of things that could happen that could affect this, but I’m just curious about the normal/average, barring any emergencies or terrible circumstances.
I don’t have any idea of the medical care a baby needs after it comes back from the hospital and was curious if me wanting a baby early in the year for insurance purposes is a good trick or if it’s pointless.
Post # 2
I’m in Canada so things might be different. After he was born, there was an appointment when he was 2 weeks, to get him weighed and checked out. Then there was an appointment at 2 months, four months, six months all had shots. Then nine months, no shots, and then after they are a year old.
I can’t weigh in on the insurance.
That’s all normal. My baby did have a cold at some point with a fever, but I didn’t have to take him in because he recovered on his own.
I myself had one appointment, six weeks after? And then I also had to go in for mastitis from breastfeeding.
Post # 3
it’s typical to have a weight check around day 3-4, 1 week and possibly 2 weeks well check. 1 month, 2 months, 3 months, 6 month, 9 month, 1 year well checks. Then obviously any sick or emergent visits. I have a 9 month old and she had to get blood draws at days 3, 4, 5 and 6 after birth so we took her in for that. She’s been twice for ear infections, twice for pink eye, once for croup. Ugh
Post # 4
Like pp said, if you’re in the US I’d expect several trips in the first two months between the standard wellness checks and other common issues that might crop up (newborn jaundice, tongue tie, slow weight gain just to name a few), and then every 3 months thereafter until 18 months. After that it’s every 6 months for awhile I think. Of course those are just the wellness checks. It felt like we were at the pedi every week in the first few months, but since around 3 months I don’t think we’ve been to the pedi for anything other than wellness checks. We’ve definitely been lucky in that regard.
Post # 5
I’m in the UK so this might not help, but I’ve had one ‘standard’ baby and one not so standard.
standard checks are;
midwife day 2,3,5 and 10
health visitor at home visit day 5 and weekly weigh ins as required
doctor check up for baby and mum at 6 weeks
immunisations at 8,12 and 16 weeks plus 1 year and 18 months
TB immunisation at 1 week depending on location
hearing test at birth or by 2 weeks
health visitor development review 9-12 months
With my daughter these were the only appointments we’ve had except an allergy test
my eldest didn’t put weight on well and had some other issues we had the above plus 2 trips to A&E, three paediatric visits, several dietician appointments once the dairy allergy was diagnosed. We also had numerous appointment for things like Hand Foot and Mouth and the like.
Post # 6
If you’re trying to be strategic with your insurance, I would prioritize having your entire pregnancy fall within a single calendar year so that you only hit the OOP max once with prenatal care and birth.
Post # 7
yes, we’re in the US! So it sounds like you go fairly frequently before 3 months, and it starts to slightly
slow down after that, barring any unforeseen issues?
oh that’s interesting! I always thought about having the birth + infancy being in one calendar year, but maybe from a money standpoint it makes more sense for the pregnancy + birth to be in one year
Post # 8
you’re at the doctor ALL the time that first year. First appointment is 2 days after discharge from the hospital and then 2, 4, 6, 9, 12, 18, 24 months and then after age two it goes to yearly. Those are no-copay visits under ACA. That doesn’t include any sick visits! With my daughter she had jaundice and issues gaining weight so we went every other day for the first 2-3 weeks (which each had a copay). Sick visits are kind of a crapshoot – my daughter has had her fair share but nothing crazy while some of my friends are in there ALL the time because their kid catches every cold.
Post # 9
Our baby had jaundice and had to go to the pedi multiple times in the first week of life between the standard wellness checks and having her heel pricked to check bilirubin levels. There are then wellness checks at 2 weeks, 1 month, 2 months, and 3 months if I remember correctly, then every 3 months thereafter. And she was sick one time as a newborn with a cold, so we went for that. Oh, and we also had physical therapy for flat head from months 1-4ish – those were biweekly appts. And she had a dairy allergy that manifested as blood in her poop, so we were in a few times for that in the first two months. All of those are pretty common issues as it turns out. But after the 3-4 month mark she’s been healthy (KNOCK ON WOOD) and we’ve really only been in for standard wellness checks.
Our baby was born at the end of the calendar year. We had met our deductible before the birth just from prenatal checkups, and then the birth took us to our OOP max….just in time for everything to reset a month later lol. I’m honestly not sure if it would have worked to our advantage if I gave birth in January instead though…that’s some complicated math lol. Like the birth would have wiped out the deductible and OOP max all in one go, which would mean the newborn appointments would have been “free.” But I still would have had to pay basically out of pocket for all my prenatal appointments the previous year…and ultrasounds aren’t cheap. So it’s like six of one, half a dozen of the other?
Post # 10
This sounds like the schedule we had as well.
Dd had jaundice as well so we had every-other day appointment for a while too in the beginning.
In the US many OBs do global billing so even if your prenatal care spans over two years they will only bill you once.
Post # 11
Another thing to keep in mind is when your plan resets and if it’s around your due date. For me I gave birth in one plan year and was discharged in the next, but they billed everything under the delivery date and I had already met my deductible so I was fine. A friend of mine had the same scenario and she was billed for her full deductible TWICE. Once for the birth and once for the post-partum care. It can really vary.
Post # 12
Check into your plan language. For mine, routine appointments (the 4 day, 1 week, 2 week, 2 month etc schedule) are all covered anyway.
Post # 13
All the scheduled visits are well visits, that is routine and covered under your plan. I don’t know your insurance, but with mine, I do not pay anything out of pocket for a well visit.
My son will be 4 this week and my daughter is 2. We’ve had one sick visit between both of them.
I’ve called the ped for numerous things, but things like rosella, him, just run their course and nothing a doctor can do anyway.