- 4 years ago
So Friday night I got word from Fiance that apparently his mom has some debt that none of us had any clue about and it has gotten to the point where she is being sued. Fiance and his sister are connected to her bank account from when they first opened it as teenagers and for some reason just never completely separated it to their own private account (mom doesn’t use money or deposit money into FI’s account at all, he is 30 years old with a great career so it’s just strictly because he never remembered or cared enough to separate it). I didn’t know this info until Friday.
Well, apparently since she can be viewed as a possible “owner” of his account, they went in without notifying him and wiped his entire checking account out – about $4000. His sister carries way less money in her account and also had a small amount taken out.
His mom has been practically avoiding his calls and texts. He did manage to talk to her yesterday while she was at work but she was still being sketchy on WHO and WHY she owes this debt. FI’s dad is LIVID (they are divorced) that she let it get to this point without telling anyone. I can only assume she was notified with God knows how many phone calls/letters/etc so I feel like in a way this could have been avoided had she be honest when this started. He could have detached himself and been fine.
So here we are, 5 months out from the wedding with our budget figured out to a T. Every dollar is written out and set to be going somewhere. Future Mother-In-Law had told us she was giving $5k to our wedding fund so we had factored that into the budget. Obviously she is not able to fill that committment. She also planned on dropping $2k on a shower for me (which I thought was an absurd and unneccessary amount of money to spend on that – but she was insistent). And now Fiance lost $4k I’m not even sure he can get back. That’s not even just for the weddings sake, that’s his money to LIVE off of.
I’m absolutey livid and hurt for my Fiance. He works so damn hard and because of her irresponsible actions he is now in this position. He has obviously talked to his bank to try and figure things out – he was also charged $140 in overage fees because there were pending charges when this happened. I’ve been reading up on the internet and there doesn’t seem to be a clear explanation on how he could possibly get his money back. Has anyone ever dealt with something like this before? I feel so awful for him that he’s dealing with this and it’s just added stress on top of what is already a financially tight year for us.
Thanks for listening bees, I can’t really talk to anyone about it IRL so I needed to vent! Any advice on how to handle this would be great.