Post # 77
We had some saved…about half of what we needed. The rest was tax returns, selling stuff (after we moved in together we had a ton of extra stuff and duplicates), I sold a few stocks, and the rest was good old fashioned budgeting and saving. Basically, we said “well, if we wnat to get married in March, that is 10 months from now…how much can we save every month?” That became our budget. We made it work, somehow! The closer we got to the wedding, the more I decidded I didn’t care about some things (programs, favors, etc) and I cut them out of the budget. Luckily, our vendors mostly needed deposits, which we had in savings.
Post # 78
We had the majority of our wedding buget put away before we even started planning. Then we figured out how much we could save comfortably each month before our wedding (10 month engagement). I think it’s a lot easier to budget for a wedding when you actually have the money in hand.
Post # 79
@salejolie: When my fiance proposed, I literally had no money to my name and no savings. I had worked freelance for years and lived paycheck to paycheck. I had just gotten a full time job, so I at least had that going on. But, I panicked. We both knew our parents wouldn’t be able to help us and it would be on us to make it how we wanted it. He had general savings, but spent it all on my ring and back to square one. We were firstly realistic about things, we each allowed ourselves one splurge item that we really wanted, mine was photography and his was a party limo for the bridal party. Other things like the gold chavari chairs I wanted so badly just werent going to make the cut. I accepted it and moved on.
We sat down and budgeted out how much we could each save a month, which wasn’t near what some others have mentioned, I could save $400 and he could save $600. Once we knew that, we picked a date that gave us enough time. Which was 19 months….super long….but didn’t want to skimp on what we wanted for ourselves. Once we got that first $1000 under our belt from the first month, we booked our venue, then the next month booked the photographer, etc. Having a long engagement allowed us to book those things one at a time more slowly because it was still so early.
I have been strict on myself, ANY extra money went into wedding fund, I literally haven’t bought anything for myself really since. We both had small tax returns and then some surprise bonuses here and there, so we will have about $23k. Which shocks me to realize we will be OK after much worry, but it was mainly because of length of time we allowed ourselves. I of course budgeted myself cash for gas, food, general things every moth, so when I’d have an extra $20-$30 after all that, I would head right to the craft store to make another centerpiece, etc. Just with that extra $20 here and there, I was able to get all of our centerpieces made not using wedding budgeted money. When my birthday came around, I got alittle bit of cash and bought all our votives with it. So my advice is get the little stuff as you go no matter how early, because honestly that little stuff adds up fast. Every $5, $10 you have extra floating around, make it useful! Feels silly maybe to have your candles so early, but hey thats smart I think, so its not all at once.