(Closed) For those who share a bank account, Christmas?

posted 8 years ago in Married Life
Post # 3
Member
172 posts
Blushing bee
  • Wedding: June 2011

This will be our first christmas sharing an account, but we normally set an amount and stick to it (DH LOVES budgets =/). We both still have our own personal accounts and I usually just take out my monthly spending money and put it in my personal account. Since we have a joint account this year, we will just take out the cash so nothing comes up on our debit cards.

Post # 4
Member
1361 posts
Bumble bee
  • Wedding: April 2011

We agreed on what we were going to spend, but we both ordered off ebay and so that went on our separate mastercards (not linked).

Post # 5
Member
775 posts
Busy bee
  • Wedding: July 2012

We have had a shared bank account practically since we started dating. (two incomes were better than one for us). He usually gets the more surprising gifts and he is generally the only one that checks the bank statements online. I do not like to know that our $1000 went down to $200 due to paying wedding deposits. Mine are usually ones that I need his help picking out. He’s not like most guys…he likes golfing and Notre Dame. Besides that he loves computer stuff, but I think he spends too much time on the computer, so I’m not too keen on that idea haha

Post # 6
Member
12 posts
Newbee
  • Wedding: September 2012

My fiance and I share an account, then we have separate, personal accounts.

We decide on how much we are going to spend, then we transfer that amount to our personal accounts. This way, he gets a surprise, and I do as well, too!

One year, my fiance decided he wanted to rebuild his computer. That was my gift to him- since I have no clue on how computers work, he wanted me to go to the store with him…I sat in the corner while he picked out what he needed (he looked like an 8-year-old in the toy aisle) then I paid for it all when he was through. He was thrilled to death. We couldn’t get home quick enough for him to get everything installed and running!

 

 

Post # 7
Member
2104 posts
Buzzing bee
  • Wedding: July 2011

Darling Husband and I haven’t figured that out yet, but his parents typically wait until December to buy so it doesn’t show on the credit card statement until after Christmas…however, since we check online, that’s a no-go.

Post # 8
Member
775 posts
Busy bee
  • Wedding: July 2012

@MrsChuckles:oh god that sounds like my Fiance. He’s an Network Administrator. He LOVESS computers! He built a computer and was already looking online that day on how to make it better. You just built the damn thing…break it in a little atleast. 

Post # 9
Member
4802 posts
Honey bee
  • Wedding: August 2012

Yes, we usually decide on how much we will spend on each other.  And then I use a credit card to buy it and he uses cash so we don’t see anything going out of accounts etc.

This year though we aren’t getting each other any gifts other than our stockings…need to save for the wedding!

Post # 10
Member
753 posts
Busy bee
  • Wedding: October 2011

Neither of us like using credit cards, so we just take out cash to buy Christmas gifts.  Sometimes we give each other a ball park number to spend.  This year I think we are going to save  our money for a vacation though, and that will be our Christmas present.

Post # 11
Member
645 posts
Busy bee

This will be our first Christmas with a joint account. I’m a little worried about the process. If we agree to set a budget… it’s not fair. He has Christmas, his Birthday, & our Anniversary all within 2 weeks of each other. I’d have to get 3 gifts while he’d have to get 2. He always tries to get us to set the same exact budget! 

He’s also sooo hard to shop for. He hardly ever wants anything but when he indicates that he wants something… he’s already looking to buy it. 

Post # 12
Member
5110 posts
Bee Keeper
  • Wedding: November 2011

Yes we agree on a set amount and take it out in cash so then we cant look at the bank history and know. Mostly for me because I work at our bank lol

Post # 13
Member
5667 posts
Bee Keeper

We haven’t combined yet but this was a concern to me so we decided that our plan would be to have a joint account for bills and also maintain our personal accounts for spending and gifts. We also won’t combine all of our credit cards so that’s an option as well.

Post # 14
Member
662 posts
Busy bee
  • Wedding: April 2012

@jude7186: I totally understand your pain. We have Christmas, his bday, & our anniversary all within 3 weeks. We set a budget for Christmas & anniversary only. His birthday doesn’t go into the budget b/c we my bday rolls around in June there isn’t a budget.

Post # 15
Member
5495 posts
Bee Keeper
  • Wedding: September 2010

We don’t really agree on a certain amount. I am the one in charge of bills, so he hardly looks at what is on the history. For me, he usually pulls out the Money so I can’t see where he buys the stuff from.

Post # 16
Member
5118 posts
Bee Keeper
  • Wedding: November 1999

@Aure: That’s what we’ll do as well. Joint for saving and paying bills, but separate accounts for our monthly discretionary fun money and to save up for surprises and Christmas gifts, etc. I’d be sad to see a telefloral charge on our account before I got my flowers, lol.

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