(Closed) Fun Poll: Financial freedom

posted 11 years ago in Money
  • poll: Does your spouse/future spouse have to discuss spending with you over a certain amount?

    Yes...anything over $100

    Yes...anything over $1000

    Yes...anything over $5000

    Yes...anything over $10,000

    Yes...anything over $20,000

    No...he/she can buy whatever, whenever

    Not really...as long as it doesn't come from the joint account.

  • Post # 48
    Member
    4211 posts
    Honey bee
    • Wedding: August 2010

    Theres no rule about what amount we have to discuss but we just discuss everything anyways!

    Post # 49
    Member
    3674 posts
    Sugar bee
    • Wedding: February 2010

    We’ve never discussed it, but he always does ask before he buys something big.

    Post # 50
    Member
    8375 posts
    Bumble Beekeeper
    • Wedding: June 2009

    My husband just bought a new PS3 and didn’t discuss it with me. Oh noz…This is why we each work and have some of our own money! So i clicked the last option.

    Anything that is purchased jointly, from our joint account, is pretty much discussed. He knows if I’m going to go buy X for the house and I usually say “okay i spent $200 at Pier 1 imports” because i show him everything i got. Anything over $500 is purchased jointly I’d say…like a coffee table, or entertainment system….something like that, is chosen together.

    But $100? Shoot, i spend that on a new bra. I certainly wouldn’t be calling to discuss that with him.

    Post # 51
    Member
    1337 posts
    Bumble bee
    • Wedding: August 2010

    I voted “not really, as long as it doesn’t come from the joint account”, because we don’t have joint accounts (well we have one joint account, for paying the mortgage/household bills and for savings for house related things), but other than that, our money is our money to do with as we like.

    We each can technically spend whatever we like of our money on whatever we like, but like some previous posters have said, I wouldn’t go out and blow $500 on clothes or whatever without talking about it first…though I wouldn’t be asking for permission, since it’s my money.

    If there was a purchase that involved joint money (or moving money from savings into checking), then we would talk about it first.

    Post # 52
    Member
    2148 posts
    Buzzing bee
    • Wedding: May 2011

    I voted for anything over 1000 but honestly, Fiance calls me to ask what he should have for lunch today so he DEFINITELY tells me when he is spending any money. I know how much he brings home and he knows how much I bring home so it’s not a problem. Right now, we are maintaining separate households but once we are under the same roof, all finances will be merged. I think the over 1000k limit will stay the same though.

    Post # 53
    Member
    6583 posts
    Bee Keeper
    • Wedding: October 2010

    I’m with @Corgitales in that I bought a car without talking to him about it.  We have completely seperate accounts- so we can each spend whatever we want.  Funny thing is, he is more likely to tell me he is going to buy something, and he makes twice as much money as I do.

    Post # 54
    Member
    167 posts
    Blushing bee
    • Wedding: September 2010

    I think that we are pretty flexible. I’m not crazy when he goes to Game Stop and buys $100 worth of video games but I’m not going to get mad or anything. Likewise, I go shopping quite frequently and typically spend $200-300. The difference is that we pay it all off (use debit not credit).

    If we were going around charging purchases we would have a problem. But he doesn’t care that I spend those amounts b/c he knows I can afford it. We have a joint and individual checking accounts.

    I wouldn’t think to really consult him on SINGLE purchases larger than maybe $250? And for those purchases, it would probably be things like furniture, tickets, etc. If I really wanted shoes for $250 i wouldn’t get his permission. However, I am a big saver and very practical so I wouldn’t do that anyway 🙂

    Post # 55
    Member
    1245 posts
    Bumble bee

    @JamaicaBride: “t honestly, Fiance calls me to ask what he should have for lunch today”

    This made me LOL

    Post # 56
    Member
    461 posts
    Helper bee

    Even after we get married, we’ll have separate accounts.  Our only joint account will cover dates, bills, etc. 

    Post # 57
    Member
    8246 posts
    Bumble Beekeeper
    • Wedding: July 2010

    We have joint everything – I honestly don’t believe in having his/her moeny once you’re married – and although we don’t have a hard and fast rule or anything, we typically discuss any purchases over $200 or $300 and we always let each other know about purchases we might not have discussed beforehand.  We’re in a good place financially right now so it’s not really a concern about having “enough” money for something, more just a keeping everyone in the loop and knowing where our money is going.

    Post # 58
    Member
    686 posts
    Busy bee
    • Wedding: July 2011

    We don’t really feel that we “have” to discuss certain expenditures, but we discuss things as more of a courtesy. We usually ‘let each other know’ if we’re thinking about buying something over $100-ish.

    Post # 59
    Member
    293 posts
    Helper bee
    • Wedding: May 2010

    i’m the same as FutureKMM & indyJEEP, we don’t “have” to discuss with one another but we choose to.  Most of the time we like discussing about stuff we’re gonna buy and bouncing the idea off one another. 

    Post # 60
    Member
    1261 posts
    Bumble bee
    • Wedding: November 2010

    I’m surprised that so many do what we do!
    We’re anything over $100, since my husband tends to spend more freely than I do. We’ve also just started giving ourselves an allowance of $100 each month to do with as we please. We started doing this because I started to feel resentful that he would spend so freely and I wouldn’t spend anything on myself because he was spending so much. We’ve worked it out!

    Post # 61
    Member
    1972 posts
    Buzzing bee
    • Wedding: December 2009

    Before when we both had jobs, we discussed anything over $100.  Now that we’re down to just my income, we discuss anything other than groceries & fuel that needs to be purchased….ahh, the joys of unemployment…NOT! lol

    The topic ‘Fun Poll: Financial freedom’ is closed to new replies.

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