(Closed) Fun post (cost calculator)

posted 5 years ago in TTC
Post # 3
529 posts
Busy bee

I recently looked into cost of a puppy for first year (I know, not related, but I really want a fur baby), and that totally shocked me at £2k!


In my fantasy shopping wish list I created online, my dream nursury furniture, buggy, toys, play stuff etc already comes to over £5k, and I think local day care in London is around £200 per week. I know I can economise on the cost of the nursury, but I know the child minding service will eat up a hugh portion of income if / when I get another job. Then you have to add on maternity clothes, new wardrobe if you can’t slim into old one etc etc. Too scary to add up all of the figures!!

Post # 4
4575 posts
Honey bee
  • Wedding: April 2012

I did only the first part and it came close to $2,000 :/ I think I will stop now, before I change my mind haha (JK)

Post # 5
2515 posts
Sugar bee
  • Wedding: December 2011

mine came out to $3200. we’re getting a lot of hand me down’s from friends and a co-worker of mine. my mom is going to help with childcare but i’ll be taking 4 months off and then Darling Husband gets 3 months so she won’t be helping with child care until later in the year. oh and also, my insurance provides a breast pump (i think it might be mandatory with all insurance in the US now).


Post # 6
881 posts
Busy bee
  • Wedding: September 2012

I got 18,000 and that was assuming a lot of the items on part 2 were gifted during a baby shower or from grandparents.   Sad.  2/3 of that is just for childcare.  Perhaps I should just open a daycare here I could make a killing!

Post # 7
669 posts
Busy bee
  • Wedding: July 2011

Wow. I knew having a baby was going to be expensive, but wow. There has to be ways of cutting corners, and I sure as heck hope I have guidance, when the time comes, for how to do so! I often wonder if it is more cost efficient to be a Stay-At-Home Mom until LO is old enough to be in school. Decisions, decisions. 

Post # 8
7311 posts
Busy Beekeeper
  • Wedding: October 2011 - Bed & Breakfast

Like @MrsEagleEye: , we’re looking at $18-19k in the first year, and that’s assuming I am able to find good deals on Craig’s List for the big stuff like the crib and jogging stroller and that I am able to EBF for the first year. Daycare is expensive here.

Post # 9
10366 posts
Sugar Beekeeper
  • Wedding: September 2010



A baby will cost $25,256 in its first year where I live, thanks to average daycare being about $1900/mo.

That doesn’t take into account the income hit i’ll be taking while doing 12 weeks maternity leave.


Post # 10
937 posts
Busy bee
  • Wedding: October 2012

$6,528……$6,528 is my total. When you look that the big number total it can scare you off, but if you think about it on a month to month bases, its nott too bad. It’s pretty much another bill. Both our cars are paid off and we pay our insurance premiums upfront. So I’m hoping that spending roughly $550 a month when we have a baby won’t be too much of a shock to our wallets. 

Post # 11
540 posts
Busy bee
  • Wedding: July 2012

We did this before we started TTC. Luckily, daycare is low here–around $600. We decided we wouldn’t have kids until we had an extra $1500 a month in disposable income. That is without cutting out restaurants, movies, little trips, etc. which will all be going come September. I know everyone says you can’t be financially ready for a child, but I believe in preparedness. 

Post # 13
16018 posts
Honey Beekeeper

I’m not pregnant yet and won’t be anytime soon, but the number I got for the first year was high enough to scare me away from the thought of kids!

Post # 14
2226 posts
Buzzing bee
  • Wedding: January 2012

Mine was $1,500. Between breastfeeding, washable diapers & staying at home, most of our costs (1K) are fixed. 🙂 Bring it on!!

Post # 15
9053 posts
Buzzing Beekeeper
  • Wedding: June 2010

Well, I wouldn’t say that was exactly “fun”.  All the “stuff’ in Canada is significantly more expensive, so I had to change almost all the “one time expenses” to more expensive prices, and ended up costing $7700 in the first year. 

That’s not counting the fact that I’ll be on maternity leave at only $485/week rather than my usual $60,000 salary.

Post # 16
1720 posts
Bumble bee
  • Wedding: March 2013

Your baby's first year will cost: $4,352



Thank goodness for me being able to bring baby to work!


ETA: I did it with daycare prices and it would be $19,136 if we went with daycare here. HOLY CRAP. 

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