Post # 1
So… my Fiance and I have been looking into getting a photobooth for our spring wedding next year… I have gotten a couple of quotes and even a contract from one of the vendors… but now I have a question for all of you Bees…
The contract requires that I obtain general liability insurance for the photobooth and its operator, in case something happens… Specifically it states that I should “procure at my own expense general liability insurance naming the photobooth and its agents as additional insureds against any and all claims for bodily injury and property damage occurring in or arising out of the photobooth’s performance of this agreement…”
This is actually a bit of a surprise for me because none of the vendors I have booked so far have required that I obtain insurance for them… they have their own insurance…
Has anyone encountered this before? Did you have to get some type of wedding-specific insurance? How much can I expect to pay? Should I contact my venue (a country club) and ask them if they can provide some sort of coverage?
I feel silly that I’ve not heard of this before… I’m a little turned off by this actually because this vendor isn’t all that cheap in the first place…
Post # 3
Have you contacted the photobooth vendor to find out if they can recommend a company who carries these types of policies? I think I would probably start there. Also, do you have home owner’s or renter’s insurance? A lot of big name companies will add on a policy for you if you already carry insurance through them. It sounds like the photobooth company just wants proof of insurance in case something happens to their equipment during the wedding, so your regular insurance company might be able to write you an add-on policy or direct you to a company that can provide that kind of coverage.
Post # 4
That seems sketchy to me. Like a PP said, a general liability policy isn’t that expensive.
I also don’t know if you could even purchase insurance on their behalf, since you don’t have an insurable interest in their equipment. Maybe some kind of event insurance?
Post # 5
I am sure that if you go to your vendor and give them a check for $39 and the link to the website… they will be happy to do it themselves. It takes less than 3 minutes to complete online and you can print out the proof right away.
Post # 6
Both our venue and the vendor we are renting the piano from require general liability insurance. We are getting our $1,000,000 (required by our venue which is a historic location), 3-day policy for about $50 and it is through the same company who does our home insurance.
Post # 7
Guys this thead is SIX YEARS OLD.