(Closed) Second-guessing the ring. Would it be a good purchase?

posted 8 years ago in Rings
Post # 3
454 posts
Helper bee
  • Wedding: December 2012

I didn’t get a nondiamond ring, but I did spend a considerable… CONSIDERABLE amount of time with my soon to be fiance researching stones, settings, price comparisons, and styles.  I just wanted to add my two cents..

Since I was part of the process, I think researching everything put me into an absolute tailspin.  By the time we made our last appointment with a wholesale jeweler to view a diamond, I was so over it (sad!).  But, when I sketched out the setting design and we got a great price for the entire thing… I conceded and told him it was perfect.

For two weeks after that, I was overly concerned about my decision.  Could we get a cheaper diamond?  Should I get a smaller one?  Was the total pric astronomical?  What would people think? What if I’m a walking target for getting mugged?

He said he knew I was going to be happy with it and that this was now his decision… so that put an end to the wondering.  As time went on and I became accustomed to the idea, I’m now VERY eagerly anticipating the proposal.  The ring is beautiful… expensive?  Sure.  But it was within our budget.

So if you find you really love this, I would suggest making the purchase.  You might find cheaper stones, you might not.  And what happens if you don’t?

Re: insurance.  It’s my understanding that you will insure it for the appraisal amount.  I would think your jeweler would write one up??  Is it possible?  My diamond wasn’t appraised by GIA or IGI, but he wrote our appraisal sheet up and I contacted my military insurance company to check on the process for insuring it.  They will generally charge per year 10% of the cost or something like that. 

I hope this helps!

Post # 5
226 posts
Helper bee

Woudl you consider white gold instead of palladium? That would bring the price down considerably… In My Humble Opinion I think that that is too much for a setting, but the price of the stones seems reasonable 🙂

Post # 7
14659 posts
Honey Beekeeper
  • Wedding: June 2011

I think if its the ring you really love, and within your means, then is worth it.  You only get one e-ring (ideally), so while the acutal “worth” of the materials may not add up close to what you will pay for it, “worth” is truely in the eye of the wearer.  Since you will (hopefully) never sell your e-ring, its entire worth and value is really in how it makes you feel.  Theres no comparing how much you want the design to another ring that may seem more “worth it”, but you don’t love as much.  I think you’d second guess yourself just as much if not more if you went with something else because it would feel like you settled since sounds like you both really want this one.  Your Fiance is probably not really thinking about if its material value either as much as he cares about how happy you’d be with it.  I’d say go for it!

Post # 8
2424 posts
Buzzing bee

I for one think you’re ring is beautiful. Considering the setting is palladium, I think the ring is reasonably priced. I have a white gold ring with a blue sapphire center stone and 12 small diamonds on the band. It cost $1,400.

However, that being said, have you contacted other jewelers to get quotes from them? It doesn’t hurt to ask. 

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