Getting Married – How to Merge Finances

posted 4 months ago in Relationships
Post # 46
Member
320 posts
Helper bee

One account for us. I feel it makes us more United and more a ‘we’ instead of a ‘you and me’. 

We earn about the same – I’m self employed so some months I don’t earn much/anything but other months I earn almost double what what he earns (depending on the time of year). It’s nice to have his salary as a constant stability for the months I know will be bad for me, but then the months which are good means we have transfer a lot over to our saving account. 

We both have the same attitude with spending and probably both spend more or less the same. I probably spend a little more on eating out with friends than him, but he probably spends a little more on clothes than me, haha. 

It’s made us more of a partnerships and if we go through a bad time with money, we are in it together and it’s more a ‘we shouldn’t really do that, money is tight’ rather than ‘i can’t do it, you go ahead’. 

 

Post # 47
Member
379 posts
Helper bee
  • Wedding: August 2018

We have a joint account that we use for house bills (mortgage, utilities, etc.). We each contribute a set amount to the joint account each month. We also have individual savings and checkings accounts that are completely separate. We also have no shared credit cards. This works very well for us.

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