Post # 1
We have been ttc for over a year and I know its time to go to the OBGYN… so I did, and she would NOT even speak about infertility testing or even just what to do now until it was cleared by my insurance…. my insurance pays for obgyn visits but RE visits are only 50%. UGH! I just wanted to talk about options and possible further testing if needed… I just wanted to talk right now…
Should i go to another OBGYN hoping they will talk or do I need to suck it up now and pay the rediciulous amounts of money to start this wonderful process? (sorry… im a bit depressed and down about ttc … why is it taking so long? grr!!)
Post # 3
Your doctor did the right thing. It sounds like your visit wouldn’t be covered if you aren’t preapproved by your insurance company, which means they could have charged you for the WHOLE visit (not just 50%).
I’m very sorry about your troubles conceiving. That must be heartbreaking. Hope you get approved soon so you can get some answers.
Post # 4
I think it’s kind of weird that she wouldn’t even talk about things. Does your insurance cover multiple visits to your OB or just 1 routine visit per year as preventative care? For my current and any sort of insurance I’ve had, a non routine visit to an OB, RE, or any non primary care general physician is the same – a specialist visit. Even if the RE visit is not covered, your OB should be able to order any diagnostic testing. I have not seen an RE yet, just my OB, and I’ve had countless bloodwork, ultrasound and HSG ordered. How those are cover for me was not dependant on who ordered, those all just fall under diagnostic testing.
Post # 5
I know that my insurance will cover diagnostic testing but not treatment, meaning, I will be covered for my obgyn to find the problem, but I have to pay out off pocket to fix the problem. For my lap procedure, I just complain about bad cramps, but my doctor checked out my tubes while he was in there and unblocked my tubes. So it wasn’t coded as a fertility treatment.
Post # 6
What’s RE? All I can think is Religious Education…
ETA: Oh, it’s probably an endocrinologist. Ignore me.