- 7 years ago
- Wedding: May 2012
The following is proof that sometimes life is just not fair.
(Hopefully in a month or two I can write a post about “proof that there is hope in the world!” But for right now this is about how sometimes, despite being careful, life drenches you in ca-ca.)
A week ago, the unit above my condo had a water value that burst, poured through my walls, and then caused damage to the unit below me.
I called my home insurance, and they dispatched a water mitigation crew. Crew said no work was needed, told us to buy dehumidifiers, and they left. Adjuster came out and said, [email protected] [email protected], you need water mitigation. 2nd crew dispatched – but by the time they could begin work, it had been 4.5 days. (Anybody want to guess what comes next? Anybody?)
Yup, mold had set in. Now for you home owners out there, be sure to check out your homeowner’s insurance. Pretty much all policies exclude mold. The mitigation company said they can’t find an alternate source for the mold — and they can’t say for certain, but they believe it was caused by the water above being able to fester for almost 5 days.
But insurance may not pay — the good news is that I’ve gotten them to review and consider this, because generally they absolutely won’t pay whenever there’s mold.
My condo is uninhabitable. We’re facing tens of thousands of damages that we may have to pay for, even though all of this is NOT our fault.
My fiance just moved in this month. We thought it was stressful enough learning how to reside in just 550 sq ft. Now we’re trying to figure out how to make do without a home.
This weekend we have to decide whether to sign our contract and give the venue the money, and then lose out on the deposit if it turns out our wedding budget has to go toward trying to salvage our home….or whether to just cut our losses and cancel the wedding and elope instead.