(Closed) Health insurance vent – not a fan of Kaiser!

posted 9 years ago in Wellness
Post # 3
Member
3281 posts
Sugar bee
  • Wedding: March 2012

I cant wait until SO and I share health insurance! His is SO much better than mine, it makes me sick! I pay 75$ a month for birth control because its not a “preferred prescription”. Ugh give me a break! I have to use that BC because other ones make me crazy (believe me I have tried)

Sorry you are going through this, I totally understand!

Post # 4
Member
11325 posts
Sugar Beekeeper
  • Wedding: February 2011

Ugh I’m with you. I have crap insurance. Fiance has awesome insurance. He has suggested we do a legal ceremony asap so I can get on his but I think I’m going to stick it out. 

Post # 5
Member
2562 posts
Sugar bee
  • Wedding: July 2010

Wait a sec … nuvaring is 50$ a month there … thats nuts, it is under 20$ a month here in Canada (could you try getting it online?)

Post # 6
Member
687 posts
Busy bee
  • Wedding: December 1969

I have Kaiser and Nuvaring is covered. I don’t think it’s Kaiser, per se, but probably depends on the type of Kaiser plan that you have. I love my OBGYN, the pediatrician, our allergist, respiratory therapist — everyone!

But… it does still suck to pay co-pays on visits and prescriptions since we have to get A LOT due to my daughter’s medical condition.

I think all those that have other options are VERY lucky! At one point, I was paying close to $1,000 a month as my contribution for the insurance plan, on top of a $2500 deductible. I actually switched jobs just to have better insurance. Such a pain

On a side note, if you don’t want to get PG, I’d either just pay the full price, or see if you can go somewhere like Planned Parenthood to get it for cheaper. It’s amazing how easy it is to get PG once you stop b/c… trust me! 😉

Post # 7
Member
683 posts
Busy bee

I buy my nuva ring birth control from canada for 30 a pack.

Getting Started

Shipping is fast and free; they mail you 3 months at a time, and it comes in discreet packaging.

Oh and, ite been working for two years now. 😉 The only difference is that instead of “packet” it reads, “sachet” on the little envelope it’s in.

Post # 9
Member
465 posts
Helper bee
  • Wedding: May 2010

Haha Kaiser sucks so badly. Especially when you’re going to school 500 miles away from the nearest center! I totally hear you on this one. I’m currently paying $90 for my birth control because Kaiser doesn’t accept 3 month birth control (despite the variety of health benefits). 

I’m also holding my breath until I get married and get the heck out of the Kaiser system! Great doctors, but bad insurance. 

Post # 10
Member
2208 posts
Buzzing bee
  • Wedding: July 2010

Your coverage has to do with what your employer is willing to pay for, not what Kaiser is willing to pay for. I have a much more liberal policy with them. For example, I just had an IUD “installed”, which is a couple hundred dollars, and only paid a single co-pay.

Then again, I grew up in the Air Force medical system, so not getting to choose my doctor doesn’t phase me, for example.

Post # 11
Member
654 posts
Busy bee
  • Wedding: May 2010

I also think it what your company offers. I will be signing up for a kaiser plan soon and it covers 100% of almost everything! That includes hospital stays, etc .

But i know what its like having crummy insurance! I had blue shield 2 months and I am so done with them….

 

Post # 12
Member
240 posts
Helper bee
  • Wedding: August 2010

I also have Kaiser and it really depends on what plan your company subscribes to. I do the 3 month birth control for only a $10 copay (for all three months worth). Also I never have copays for doctor visit.

I suggest giving your feedback to your HR Department. During insurance renewal time, they have the opportunity to negotiate all of these items with the carriers.

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