Post # 1
Does anyone know where to insure a Vintage/Estate E-ring? Fi is picking mine up very soon, so we want to have this figured out before we bring it home… it is a 1940’s ring, so not super antique, but still pretty old.
I’ve heard that some of the regular jewelry insurers don’t cover vintage? Is this true? We definitely need to get a separate plan, because we don’t own a house (for the homeowner’s add-on). I’ve read that you get it appraised before leaving the store…?
Who are you insuring your vintage/estate ring with? Did it appraise for much more/less?
Post # 3
I’m bumping this….
I want to know too! I wear my grandmother’s original engagement ring and will have her band as well. We haven’t gotten it insured yet (we got engaged in October) since it was esentially free. My Fiance just had to get it cleaned up and sized.
Post # 4
Mine is an estate ring (around 40-50 yrs old) and Jewelers Mutual insured it with no questions; you just have to get it appraised.
ETA: My ring appraised for a lot more; I had it appraised by an independent appraiser and sent in the appraisal report within 10 days of submitting the policy application with JM as per their requirements.
Post # 5
Any insurance company which will insure jewelry. Make sure you have an up to date appraisal and insure the ring at “replacement cost”
Post # 6
What others have said – you simply need it appraised. We were able to add the ring to our home insurance policy.
Post # 7
Jewelers Mutual wont insure a ring if they consider it antique which by their definition is 100 years old, but then I read somewhere that they would insure it anyway as long as it was in good condition. Since your ring is only from the 1940s it wouldn’t fall into this category.
If you get an appraisal and send it in then you should be all set. 🙂