HELP: Is there a difference between 2.02 and 2.43 carat- Round Brilliant?

posted 2 years ago in Rings
Post # 2
Member
3895 posts
Honey bee

From what I can see on Bluenile.com, the difference will be around .5-.65 mm.  

Post # 3
Member
1168 posts
Bumble bee

I’d say there’s a huge difference there.  If you had the two stones next to each other, you would clearly be able to tell which one was bigger.  Your decision lies more on how much you value that extra .41 ct.  That’s nearly half a carat.  You can see pictures of .5 ct stones and 1 ct stones and there is a huge difference there.  If you think that .41 ct is worth $5,000.00 then go for it, if not, then don’t.

Post # 5
Member
1601 posts
Bumble bee

View original reply
hello0929 :  I think visually it can make quite a difference. But this can be dependant on dimensions and cut of each diamond, some can be a deeper cut so carry more on the bottom while others can carry more weight on the top making it appear bigger from above. 

Whether it’s worth the price amount extra, that’s totally dependent on what you feel about it. Some would think that’s crazy while others would think that’s great. 

Post # 6
Member
225 posts
Helper bee
  • Wedding: December 2021 - Hopetoun House, UK

I would say there is a bit of a difference between them, I was looking between a 2.1 and a 2.52 carat stone and ended up going with the bigger one.

Its all down to preference, and if you feel like its worth the extra money. I would try both sizes on before if its possible.

Post # 7
Member
357 posts
Helper bee

Assuming they are both well-cut stones, yes, you will see a difference in those sizes. I’m usually a proponent of “don’t upgrade over a minor difference in size that no one will see but you”, but you will start to see a difference around 0.4 cts. 

As for if it’s worth the difference in price, that’s up to you. I would think about it this way:

  • Do you or your fiance have non-mortgage debt? I personally think it would be selfish to ask someone to spend an additional $5k on a ring if they had student loan or credit card debt. 
  • Similarly, do you have ample savings? Again, I would not spend an extra $5k on a ring if you didn’t have a fully-funded rainy day fund (6-8 mos of living expenses) and a decent start on retirement savings. 
  • Are you going to have to pay for some or all of the wedding yourselves? If so, think about what that $5k could pay for and ask yourself if you want it in the ring, or on the wedding. 
  • Are you prepared to cover the increased upkeep costs? Keep in mind that over a certain cost, many insurance companies will only accept an appraisal done by a certified gemologist. The appraisal is several hundred dollars to get done, plus the cost of the insurance itself (mine is close to $1k per year just for my e-ring). 
Post # 8
Member
3895 posts
Honey bee

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beekay :  WOWZA for $1K in insurance per year on your ring!  But very good point for the OP…bigger stone will be higher insurance.

Post # 9
Member
357 posts
Helper bee

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sharpshooter :  I know. The original quote I got from JM was over $1k. USAA (thank you for your service, grandfather!) got it down to $780, but it’s still an annoying expense that I wasn’t really anticipating. 

Post # 10
Member
7784 posts
Bumble Beekeeper

Generally, the difference would be noticeable. Is the price difference (both buying and owning) comfortable?

Post # 11
Member
617 posts
Busy bee

Yes there’s a difference. With a price of 5k that difference wouldn’t be worth it to me though! 

Post # 12
Member
62 posts
Worker bee

I can see a difference, not much, but theres a difference! Idk how Id feel about spending an extra 5k though.. But thats me! Dont go in debt 5k for it. (remember, you can always upgrade your e-ring in the future! Youre not stuck with it forever)

Post # 13
Member
820 posts
Busy bee
  • Wedding: May 2018

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beekay :  oh wow. My appraisal came with the ring and the insurance is a little under 400$ a year. (All our jewelry up to 50k is covered, general items and some are named and appraised)

Post # 14
Member
460 posts
Helper bee
  • Wedding: August 2015

 I do think the difference would be noticeable, totally personal opinion about how much money that difference is worth.  And of course like the previous poster said, upgrading is a possibility. 

Post # 15
Member
533 posts
Busy bee
  • Wedding: August 2018 - Four Seasons Hotel Los Angeles at Beverly Hills

View original reply
beekay :  I had the same issue with ridiculously expensive insurance as well. Maybe it’s because of where I live? 

As for the stone, there will be a noticeable difference but in my case I ended up with a smaller colorless stone. I could have gone up in size and down in color but to me, 2.01 ct was still a pretty sizeable center stone so I didn’t feel the need for bigger. it is all about personal preference though! 

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