(Closed) HELP! Need advice from any lawyers out there!

posted 8 years ago in Legal
Post # 3
Member
1664 posts
Bumble bee
  • Wedding: May 2011

I would start by calling the court and/or your state or local bar association to see if they can refer you to a lawyer or legal organization that will help you get this resolved for free or for a reduced cost.  Some law schools also have programs that could help you.

Post # 5
Member
690 posts
Busy bee

Definitely do some searching around for help.  I know my law school offered a program where students provided free legal advise.

 

Post # 8
Member
1523 posts
Bumble bee
  • Wedding: September 2010

@pumpkinpatch: Aw! Don’t freak out! There are a lot of great agencies out there that can provide you with some legal help. I am not sure what the answers are gonna be, but I think someone should be able to guide you in the right direction if you call legal aid or another group like that. Hang in there and I am so sorry that you are going through this!

Post # 9
Member
1137 posts
Bumble bee
  • Wedding: September 2010

You can always sue him in small claims court for the $2,500, but I’m pretty sure you would have to pay the collections agency first because the court’s job is to make you “whole” again.

Also, it may affect your personal credit score to have this delinquent debt, so it might be better to pay it off sooner rather than later and then fight him for it.

**Not a lawyer.

Post # 11
Member
1137 posts
Bumble bee
  • Wedding: September 2010

Even if you have to borrow from family or friends or take out a personal loan, it’s much better than having it weigh down your credit score. A lower credit score will end up costing you thousands and thousands of dollars for years into the future by getting higher interest rates on anything you finance.  

Post # 12
Member
935 posts
Busy bee
  • Wedding: November 2015

OMG hon! That is so horrible….I’d get some legal help ASAP. You will get help and get it straightened out. The main thing is the affect on your credit. However, bad marks on your credit report can be disputed. However, be prepared that this takes time and effort, and potentially a lot of headache (involves sending a LOT of letters, waiting, monitoring your credit, etc). Uggh. What a frikin’ loser. LOSER!

Post # 15
Member
2090 posts
Buzzing bee
  • Wedding: August 2010

You can get 1 free copy of your credit report per year – I would start there and see if it has been listed as a collections on your credit report. If it has truly gone to collections and been listed on your report, your credit has already taken a hit. You can also demand that the creditors contact you only through the mail, which at least will end the calls. There are letter templates online for how to do this. Once you send them the letter (send it certified so you get a receipt), they cannot call you anymore.

Its worth a call to your local legal aid agencies, but definitely do not expect to get a free lawyer. I worked at a legal aid office for almost 3 years and the only time we provided lawyers to clients was for bankruptcy, and abusive situations where the other party would be represented and there was a clear history of documented abuse (family law situations, obv!). We would never have been able to provide a lawyer for this type of case. They may be able to provide you some information, but I doubt you would actually speak to a lawyer, or get a lawyer to represent you. (Sorry to be a Debbie-downer!) Here’s hoping your local legal aid has more resources, though!

Post # 16
Member
2321 posts
Buzzing bee
  • Wedding: July 2011

Yikes! That sounds terrifying! I don’t have much in the way of Legal advice but I am praying for you!! XOXO!

The topic ‘HELP! Need advice from any lawyers out there!’ is closed to new replies.

Find Amazing Vendors