(Closed) HELP! We can’t pay what’s owed on our wedding

posted 10 years ago in Money
Post # 47
Member
972 posts
Busy bee
  • Wedding: October 2011

In one post you say you paid off the caterer and then in another you say that you owe $3500, so which is it?

Post # 49
Member
275 posts
Helper bee
  • Wedding: August 2011

I would cancel the alcohol, and try to scale back on alterations. A simpler bustle, maybe? And you can find really good deals on eBay for suits. We got FI’s suit there for $60. Brand new and really nice. Scale waaaaay back on catering… Just do heavy apps or something. Talk to them and see what they can do to work with you. I am sure this is not the first time it’s happened to them :o)

Are you able to cancel the band? You can do iPod reception. We are doing that and I am loving personalizing our playlists to our and our family’s tastes. A PA system would only cost about $100 to rent.

Are the plane tickets for you?

Post # 50
Member
1157 posts
Bumble bee
  • Wedding: August 2011

@mhackney21: Would it save you any money to drive from california to texas?

Is there anyway your Fiance can wear a suit he owns or borrow?

Borrow any odds and ends that you still need.

Post # 52
Member
496 posts
Helper bee
  • Wedding: August 2012

@mhackney21: Whoops, I didn’t see your response before I posted my comment. Definitely explain your situation to the caterer. If you can back out of that and do a potluck wedding instead, you could save a ton.

Post # 53
Member
972 posts
Busy bee
  • Wedding: September 2010

Do you really need a live band? IDK, trying my best to wrack my brain here. I feel bad for you as we had the same problem but it wasn’t as severe as this.

Post # 54
Member
528 posts
Busy bee
  • Wedding: October 2011

If there is a way to cancel the band, I would try doing that.  Look through the contract and see what the penalty is.

Post # 55
Member
4497 posts
Honey bee
  • Wedding: October 2011

@mhackney21: Okay that makes more sense!

 I think between contacting your vendors to work out a plan for ethier payments or reduction in services adn things like a pt job or selling on craigslist, ebay, pawn shop etc you will be able to pull it off!

Thankfully you have almost two months but I can see why you are freaking!

you have come to the right place. So many great bees with similar situations and fabulous advice!

 

Post # 56
Member
7039 posts
Busy Beekeeper
  • Wedding: September 2010

Sounds like a lesson has been learned here….why on earth would you have a wedding like this if you have maxed out credit cards and so much debt that you have *no safety net* to fall back on?? If your car broke down today, what would you do??

1. Have an emergency fund (one that doesn not get raided to pay for a big party like this).

2. Then snowball debt payments.

3. DON”T SPEND money you don’t have.

For right now, i’d recommend asking family for a loan, cutting everything possible out including cable, eating out, extra gas to go out with friends, turn your A/C to a warmer setting to save on energy, try to babysit/do yard work for extra cash, and if all of that still leaves you short, take out a loan (though you prob won;t get approved in this economy because you have already maxxed out all your available credit).

 

Post # 57
Member
972 posts
Busy bee
  • Wedding: October 2011

@mhackney21: Okay, i just wanted to make sure in your freaked mode you weren’t overlooking something!

I would pull your contracts out and see what you can recover from the vendors if you have to cancel or modify services. Is the band cheaper than a DJ? Can you do an iPod reception?

Post # 59
Member
1157 posts
Bumble bee
  • Wedding: August 2011

@mhackney21: Well I think if you REALLY have so many close close friends (400 of them) I would ask one some of them to lend you the remaining money till after the wedding. If they are all so close to you, they wouldn’t have a problem with doing that 🙂 

Post # 60
Member
44 posts
Newbee
  • Wedding: September 2011

Because it’s on your parents property could you make it BYOB and spread the word to your friends to bring wine and beer.  That would at least we an extra $1000 you wouldn’t have to worry about.

Post # 61
Member
3856 posts
Honey bee

@mhackney21: People are there to see you, not to eat and drink. Cancel the caterer and the band, write a mass email (don’t waste more money on postage) and ask everyone to bring a dish to pass and a bottle of wine or a 6 pk of beer instead of a gift. Borrow a sound system from your parents’ church or a local business, and make a killer playlist. You’ll still have an amazing party, still get to spend that precious time with those who love you, but you’ll save yourself several thousand dollars in the process.

The point isn’t whether you’ve saved enough by DIY’ing to justify the expense of a band, it’s whether or not you can realistically afford to pay the band at the end of the day.

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